Emg 3 ext w-w/o paraspinal area 95863 at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$170.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$697.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.46 with CLOVER vs $1,522.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $125.46 ↓ -27%
AETNA MANAGED MEDICAID $128.95 ↓ -25%
SEOUL MEDICAL GROUP ALL PRODUCTS $142.89 ↓ -16%
VACCN ALL PRODUCTS $170.99 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $170.99 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $170.99 ↑ +0%
WELLCARE MANAGED MEDICAID $170.99 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $179.54 ↑ +5%
AETNA MEDICARE ADVANTAGE $186.38 ↑ +9%
UNITED HEALTHCARE DSNP $205.19 ↑ +20%
KARNA MEDICARE ADVANTAGE $349.69 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $410.53 ↑ +140%
HORIZON MANAGED MEDICAID $441.76 ↑ +158%
HORIZON PIP $453.75 ↑ +165%
HORIZON WORKERS COMP $468.31 ↑ +174%
HORIZON OMNIA $503.30 ↑ +194%
BERGEN RISK ALL PRODUCTS $522.75 ↑ +206%
AETNA ASA $545.75 ↑ +219%
CIGNA BH $557.60 ↑ +226%
MULTIPLAN - PHCS ALL PRODUCTS $592.45 ↑ +246%
HORIZON SHP $598.30 ↑ +250%
AMERIHEALTH LOCAL HMO $605.27 ↑ +254%
HORIZON INDEMNITY $620.33 ↑ +263%
HORIZON HMO $620.75 ↑ +263%
BRIGHTON HEALTH PLAN ALL PRODUCTS $627.30 ↑ +267%
AETNA HMO $627.44 ↑ +267%
AETNA PPO $627.44 ↑ +267%
QUALCARE PPO $632.88 ↑ +270%
QUALCARE WORKERS COMP $632.88 ↑ +270%
QUALCARE HMO $632.88 ↑ +270%
HORIZON PPO $637.20 ↑ +273%
CIGNA HMO $666.54 ↑ +290%
CIGNA PPO $666.54 ↑ +290%
AMERIHEALTH REGIONAL HMO $685.57 ↑ +301%
OXFORD ALL PRODUCTS $1,041.00 ↑ +509%
UNITED HEALTHCARE HMO $1,522.00 ↑ +790%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Emg 3 ext w-w/o paraspinal area 95863 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $173.18 $173.18 – $978.00
Hackensack University Medical Center Hackensack $184.26 $147.41 – $4,692.00
Ocean University Medical Center Brick $170.99 $104.00 – $872.00
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $104.00 – $4,008.00
Jersey Shore University Medical Center Neptune City $173.18 $173.18 – $1,032.00
Palisades Medical Center North Bergen $184.26 $184.26 – $1,301.00
Raritan Bay Medical Center Perth Amboy $173.33 $173.33 – $1,225.00
Riverview Medical Center Red Bank $173.18 $173.18 – $992.00

All New-jersey hospitals for this procedure →