Electrical bone stim 20974 at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$61.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$248.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $16,802.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA PPO $0.01 ↓ -100%
CIGNA HMO $0.01 ↓ -100%
AETNA MANAGED MEDICAID $42.41 ↓ -31%
SEOUL MEDICAL GROUP ALL PRODUCTS $43.15 ↓ -30%
CLOVER MEDICARE ADVANTAGE $44.64 ↓ -28%
VACCN ALL PRODUCTS $61.91 ↑ +0%
UNITED HEALTHCARE MANAGED MEDICAID $61.91 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $61.91 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $61.91 ↑ +0%
WELLCARE MANAGED MEDICAID $61.91 ↑ +0%
AMERIGROUP MANAGED MEDICAID $61.91 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $61.91 ↑ +0%
HORIZON MEDICARE ADVANTAGE $61.91 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $65.01 ↑ +5%
AETNA MEDICARE ADVANTAGE $67.48 ↑ +9%
KARNA MEDICARE ADVANTAGE $110.62 ↑ +79%
HORIZON OMNIA $169.68 ↑ +174%
BERGEN RISK ALL PRODUCTS $186.00 ↑ +200%
HORIZON PIP $186.00 ↑ +200%
ACTIVECARE FIRST MCO ALL PRODUCTS $198.40 ↑ +220%
HORIZON SHP $203.58 ↑ +229%
AMERIHEALTH LOCAL HMO $207.65 ↑ +235%
HORIZON HMO $209.71 ↑ +239%
MULTIPLAN - PHCS ALL PRODUCTS $210.80 ↑ +240%
HORIZON INDEMNITY $211.35 ↑ +241%
HORIZON PPO $215.02 ↑ +247%
QUALCARE HMO $229.65 ↑ +271%
QUALCARE PPO $229.65 ↑ +271%
QUALCARE WORKERS COMP $229.65 ↑ +271%
AMERIHEALTH REGIONAL HMO $231.76 ↑ +274%
HORIZON MANAGED MEDICAID $2,254.00 ↑ +3541%
OXFORD ALL PRODUCTS $2,775.00 ↑ +4382%
UNITED HEALTHCARE HMO $3,339.00 ↑ +5293%
AETNA PPO $7,770.00 ↑ +12450%
AETNA HMO $7,770.00 ↑ +12450%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +15944%
HORIZON WORKERS COMP $16,802.00 ↑ +27039%

Visitor-reported prices

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Electrical bone stim 20974 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $61.91 $61.91 – $74.29
Hackensack University Medical Center Hackensack $61.91 $49.53 – $110.62
Ocean University Medical Center Brick $61.91 $61.91 – $106.89
JFK Johnson Rehabilitation Institute (JRI) Edison $61.91 $61.91 – $110.62
Jersey Shore University Medical Center Neptune City $61.91 $49.53 – $106.89
Raritan Bay Medical Center Perth Amboy $61.91 $61.91 – $110.62
Riverview Medical Center Red Bank $61.91 $61.91 – $106.89
Southern Ocean Medical Center Manahawkin $61.91 $61.91 – $106.89

All New-jersey hospitals for this procedure →