Electrical bone stim 20974 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$61.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$248.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with CIGNA vs $14,615.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CIGNA HMO $0.01 ↓ -100%
CIGNA PPO $0.01 ↓ -100%
AETNA MANAGED MEDICAID $41.17 ↓ -34%
CLOVER MEDICARE ADVANTAGE $44.64 ↓ -28%
OPTUM HEALTH MANAGED MEDICAID $49.53 ↓ -20%
SEOUL MEDICAL GROUP ALL PRODUCTS $57.29 ↓ -7%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $57.54 ↓ -7%
VACCN ALL PRODUCTS $61.91 ↑ +0%
AMERIGROUP MANAGED MEDICAID $61.91 ↑ +0%
WELLCARE MANAGED MEDICAID $61.91 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $61.91 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $61.91 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $65.01 ↑ +5%
AETNA MEDICARE ADVANTAGE $67.48 ↑ +9%
UNITED HEALTHCARE DSNP $74.29 ↑ +20%
KARNA MEDICARE ADVANTAGE $106.89 ↑ +73%
BERGEN RISK ALL PRODUCTS $186.00 ↑ +200%
BEACON ALL PRODUCTS $186.00 ↑ +200%
HORIZON PIP $188.98 ↑ +205%
QUALCARE PPO $192.70 ↑ +211%
AETNA ASA $194.18 ↑ +214%
HORIZON OMNIA $196.76 ↑ +218%
CIGNA BH $198.40 ↑ +220%
ACTIVECARE FIRST MCO ALL PRODUCTS $210.80 ↑ +240%
MULTIPLAN - PHCS ALL PRODUCTS $210.80 ↑ +240%
AMERIHEALTH LOCAL HMO $216.65 ↑ +250%
QUALCARE WORKERS COMP $218.24 ↑ +253%
HORIZON SHP $240.73 ↑ +289%
HORIZON HMO $242.00 ↑ +291%
HORIZON INDEMNITY $244.65 ↑ +295%
AMERIHEALTH REGIONAL HMO $245.37 ↑ +296%
HORIZON PPO $248.00 ↑ +301%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +1821%
HORIZON MANAGED MEDICAID $1,827.00 ↑ +2851%
OXFORD ALL PRODUCTS $2,805.00 ↑ +4431%
UNITED HEALTHCARE HMO $3,315.00 ↑ +5255%
QUALCARE HMO $6,256.00 ↑ +10005%
BRIGHTON HEALTH PLAN ALL PRODUCTS $10,163.00 ↑ +16316%
AETNA HMO $10,202.00 ↑ +16379%
AETNA PPO $10,202.00 ↑ +16379%
HORIZON WORKERS COMP $14,615.00 ↑ +23507%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Electrical bone stim 20974 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $61.91 $61.91 – $74.29
Hackensack University Medical Center Hackensack $61.91 $49.53 – $110.62
Ocean University Medical Center Brick $61.91 $61.91 – $106.89
JFK Johnson Rehabilitation Institute (JRI) Edison $61.91 $61.91 – $110.62
Palisades Medical Center North Bergen $61.91 $61.91 – $110.62
Raritan Bay Medical Center Perth Amboy $61.91 $61.91 – $110.62
Riverview Medical Center Red Bank $61.91 $61.91 – $106.89
Southern Ocean Medical Center Manahawkin $61.91 $61.91 – $106.89

All New-jersey hospitals for this procedure →