Dch pulmonary stress test at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$366.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,420.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$273.18 with KARNA vs $2,314.25 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $273.18 | ↓ -26% |
| HORIZON | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $366.72 | ↑ +0% |
| VACCN | ALL PRODUCTS | $366.72 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $385.06 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $399.73 | ↑ +9% |
| AETNA | MANAGED MEDICAID | $413.82 | ↑ +13% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $421.08 | ↑ +15% |
| CLOVER | MEDICARE ADVANTAGE | $435.60 | ↑ +19% |
| HORIZON | MANAGED MEDICAID | $1,178.06 | ↑ +221% |
| AETNA | PPO | $1,523.63 | ↑ +315% |
| AETNA | HMO | $1,523.63 | ↑ +315% |
| OXFORD | ALL PRODUCTS | $1,599.00 | ↑ +336% |
| HORIZON | OMNIA | $1,655.76 | ↑ +352% |
| HORIZON | WORKERS COMP | $1,666.41 | ↑ +354% |
| HORIZON | PIP | $1,815.00 | ↑ +395% |
| BERGEN RISK | ALL PRODUCTS | $1,815.00 | ↑ +395% |
| UNITED HEALTHCARE | HMO | $1,815.00 | ↑ +395% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,936.00 | ↑ +428% |
| HORIZON | SHP | $1,986.58 | ↑ +442% |
| AMERIHEALTH | LOCAL HMO | $2,026.27 | ↑ +453% |
| HORIZON | HMO | $2,046.35 | ↑ +458% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,057.00 | ↑ +461% |
| HORIZON | INDEMNITY | $2,062.32 | ↑ +462% |
| HORIZON | PPO | $2,098.14 | ↑ +472% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,178.00 | ↑ +494% |
| QUALCARE | HMO | $2,240.92 | ↑ +511% |
| QUALCARE | PPO | $2,240.92 | ↑ +511% |
| QUALCARE | WORKERS COMP | $2,240.92 | ↑ +511% |
| AMERIHEALTH | REGIONAL HMO | $2,261.49 | ↑ +517% |
| CIGNA | HMO | $2,314.25 | ↑ +531% |
| CIGNA | PPO | $2,314.25 | ↑ +531% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Dch pulmonary stress test at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $910.00 |
| Hackensack University Medical Center | Hackensack | $366.72 | $273.18 – $5,456.00 |
| Ocean University Medical Center | Brick | $340.32 | $261.13 – $408.39 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $344.98 | $273.18 – $610.00 |
| Jersey Shore University Medical Center | Neptune City | $344.68 | $261.13 – $676.00 |
| Raritan Bay Medical Center | Perth Amboy | $344.98 | $273.18 – $1,495.00 |
| Riverview Medical Center | Red Bank | $344.68 | $261.13 – $1,550.00 |
| Southern Ocean Medical Center | Manahawkin | $340.32 | $261.13 – $408.39 |