Dch pulmonary stress test at JFK Johnson Rehabilitation Institute (JRI)

65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 28, 2026

$344.98

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,420.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$273.18 with KARNA vs $2,329.49 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $273.18 ↓ -21%
WELLCARE MEDICARE ADVANTAGE $311.40 ↓ -10%
WELLCARE MANAGED MEDICAID $311.40 ↓ -10%
AETNA MEDICARE ADVANTAGE $311.40 ↓ -10%
VACCN ALL PRODUCTS $311.40 ↓ -10%
HORIZON MEDICARE ADVANTAGE $311.40 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $311.40 ↓ -10%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $326.97 ↓ -5%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $344.98 ↑ +0%
AETNA MANAGED MEDICAID $389.62 ↑ +13%
UNITED HEALTHCARE MANAGED MEDICAID $416.00 ↑ +21%
CLOVER MEDICARE ADVANTAGE $435.60 ↑ +26%
SEOUL MEDICAL GROUP ALL PRODUCTS $520.30 ↑ +51%
UNITED HEALTHCARE HMO $567.00 ↑ +64%
OXFORD ALL PRODUCTS $610.00 ↑ +77%
HORIZON MANAGED MEDICAID $1,196.00 ↑ +247%
INTERGROUP SHARED SAVINGS $1,694.00 ↑ +391%
INTERGROUP WORKERS COMP $1,694.00 ↑ +391%
ACTIVECARE FIRST MCO ALL PRODUCTS $1,694.00 ↑ +391%
HORIZON PIP $1,769.02 ↑ +413%
HORIZON WORKERS COMP $1,769.02 ↑ +413%
HORIZON OMNIA $1,780.64 ↑ +416%
BERGEN RISK ALL PRODUCTS $1,815.00 ↑ +426%
PRIME HEALTH WORKERS COMP $1,936.00 ↑ +461%
PRIME HEALTH AUTO INSURANCE $1,936.00 ↑ +461%
MULTIPLAN - PHCS ALL PRODUCTS $2,057.00 ↑ +496%
HORIZON SHP $2,122.82 ↑ +515%
AETNA ASA $2,170.01 ↑ +529%
AETNA PPO $2,170.01 ↑ +529%
AETNA HMO $2,170.01 ↑ +529%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,178.00 ↑ +531%
HORIZON HMO $2,197.12 ↑ +537%
HORIZON INDEMNITY $2,226.16 ↑ +545%
QUALCARE PPO $2,240.92 ↑ +550%
QUALCARE HMO $2,240.92 ↑ +550%
QUALCARE WORKERS COMP $2,240.92 ↑ +550%
HORIZON PPO $2,248.91 ↑ +552%
AMERIHEALTH REGIONAL HMO $2,289.32 ↑ +564%
AMERIHEALTH LOCAL HMO $2,289.32 ↑ +564%
CIGNA PPO $2,329.49 ↑ +575%
CIGNA HMO $2,329.49 ↑ +575%
AMERIGROUP MANAGED MEDICAID not published by hospital —

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Dch pulmonary stress test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $535.89 $349.37 – $698.74
Clara Maass Medical Center Belleville $229.72 $349.37 – $695.25
Newark Beth Israel Medical Center Newark $526.79 $82.26 – $698.74
Bayshore Medical Center Holmdel $344.68 $344.68 – $910.00
Hackensack University Medical Center Hackensack $366.72 $273.18 – $5,456.00
Ocean University Medical Center Brick $340.32 $261.13 – $408.39
Jersey Shore University Medical Center Neptune City $344.68 $261.13 – $676.00
Palisades Medical Center North Bergen $366.72 $273.18 – $1,815.00

All New-jersey hospitals for this procedure →