Chest CT scan (without contrast) at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$125.23
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,692.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$125.23 with HORIZON BCBS BRAVEN vs $2,492.79 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $125.23 | ↑ +0% |
| VACCN | ALL PRODUCTS | $125.23 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $125.23 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $131.49 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $136.50 | ↑ +9% |
| HORIZON | MANAGED MEDICAID | $239.39 | ↑ +91% |
| CIGNA | HMO | $254.78 | ↑ +103% |
| CIGNA | PPO | $254.78 | ↑ +103% |
| KARNA | MEDICARE ADVANTAGE | $261.70 | ↑ +109% |
| UNITED HEALTHCARE | HMO | $265.07 | ↑ +112% |
| OXFORD | ALL PRODUCTS | $265.07 | ↑ +112% |
| AETNA | HMO | $296.39 | ↑ +137% |
| AETNA | PPO | $296.39 | ↑ +137% |
| AETNA | MANAGED MEDICAID | $460.33 | ↑ +268% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $468.41 | ↑ +274% |
| CLOVER | MEDICARE ADVANTAGE | $484.56 | ↑ +287% |
| AMERIHEALTH | LOCAL HMO | $550.98 | ↑ +340% |
| AMERIHEALTH | REGIONAL HMO | $551.47 | ↑ +340% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↑ +419% |
| HORIZON | OMNIA | $1,841.87 | ↑ +1371% |
| HORIZON | WORKERS COMP | $1,853.71 | ↑ +1380% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,857.48 | ↑ +1383% |
| BERGEN RISK | ALL PRODUCTS | $2,019.00 | ↑ +1512% |
| HORIZON | PIP | $2,019.00 | ↑ +1512% |
| HORIZON | SHP | $2,209.86 | ↑ +1665% |
| HORIZON | HMO | $2,276.36 | ↑ +1718% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,288.20 | ↑ +1727% |
| HORIZON | INDEMNITY | $2,294.12 | ↑ +1732% |
| HORIZON | PPO | $2,333.96 | ↑ +1764% |
| QUALCARE | WORKERS COMP | $2,492.79 | ↑ +1891% |
| QUALCARE | HMO | $2,492.79 | ↑ +1891% |
| QUALCARE | PPO | $2,492.79 | ↑ +1891% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $117.70 | $117.70 – $2,083.00 |
| Hackensack University Medical Center | Hackensack | $125.23 | $100.19 – $2,028.74 |
| Ocean University Medical Center | Brick | $116.22 | $106.34 – $2,083.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $117.81 | $106.34 – $492.69 |
| Jersey Shore University Medical Center | Neptune City | $117.70 | $117.70 – $2,083.00 |
| Raritan Bay Medical Center | Perth Amboy | $117.81 | $117.81 – $1,752.00 |
| Riverview Medical Center | Red Bank | $117.70 | $117.70 – $2,083.00 |
| Southern Ocean Medical Center | Manahawkin | $116.22 | $116.22 – $550.98 |