healthcosts.net
Chest CT scan (without contrast) at Bayshore Medical Center
727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412
$117.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,692.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$117.70 with HORIZON BCBS BRAVEN vs $2,917.00 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| VACCN | ALL PRODUCTS | $117.70 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $117.70 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $123.59 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $128.30 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $141.24 | ↑ +20% |
| CIGNA | PPO | $254.78 | ↑ +116% |
| CIGNA | HMO | $254.78 | ↑ +116% |
| UNITED HEALTHCARE | HMO | $265.07 | ↑ +125% |
| OXFORD | ALL PRODUCTS | $265.07 | ↑ +125% |
| AETNA | PPO | $313.21 | ↑ +166% |
| AETNA | HMO | $313.21 | ↑ +166% |
| AETNA | MANAGED MEDICAID | $441.49 | ↑ +275% |
| CLOVER | MEDICARE ADVANTAGE | $484.56 | ↑ +312% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $503.40 | ↑ +328% |
| AMERIHEALTH | LOCAL HMO | $550.98 | ↑ +368% |
| AMERIHEALTH | REGIONAL HMO | $560.51 | ↑ +376% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $714.00 | ↑ +507% |
| HORIZON | MANAGED MEDICAID | $1,639.16 | ↑ +1293% |
| HORIZON | PIP | $1,736.34 | ↑ +1375% |
| HORIZON | WORKERS COMP | $1,736.34 | ↑ +1375% |
| HORIZON | OMNIA | $1,838.37 | ↑ +1462% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,857.48 | ↑ +1478% |
| BERGEN RISK | ALL PRODUCTS | $2,019.00 | ↑ +1615% |
| QUALCARE | HMO | $2,083.00 | ↑ +1670% |
| AETNA | ASA | $2,107.84 | ↑ +1691% |
| CIGNA | BH | $2,153.60 | ↑ +1730% |
| QUALCARE | WORKERS COMP | $2,159.44 | ↑ +1735% |
| HORIZON | SHP | $2,248.09 | ↑ +1810% |
| HORIZON | HMO | $2,270.16 | ↑ +1829% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,288.20 | ↑ +1844% |
| HORIZON | INDEMNITY | $2,302.74 | ↑ +1856% |
| HORIZON | PPO | $2,323.73 | ↑ +1874% |
| QUALCARE | PPO | $2,917.00 | ↑ +2378% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| KARNA | MEDICARE ADVANTAGE | not published by hospital | — |
Visitor-reported prices
Comments
Chest CT scan (without contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ocean University Medical Center | Brick | $116.22 | $106.34 – $2,019.00 |
| Hackensack University Medical Center | Hackensack | $125.23 | $100.19 – $2,043.59 |