Car seat/bed test 60 minutes at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$46.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$249.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.02 with KARNA vs $576.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $39.02 | ↓ -16% |
| AETNA | MANAGED MEDICAID | $42.58 | ↓ -8% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $43.33 | ↓ -6% |
| CLOVER | MEDICARE ADVANTAGE | $44.82 | ↓ -3% |
| VACCN | ALL PRODUCTS | $46.22 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $46.22 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $46.22 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $46.22 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $46.22 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $46.22 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $48.53 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $50.38 | ↑ +9% |
| AETNA | PPO | $156.77 | ↑ +239% |
| AETNA | HMO | $156.77 | ↑ +239% |
| HORIZON | OMNIA | $170.37 | ↑ +269% |
| HORIZON | WORKERS COMP | $171.46 | ↑ +271% |
| HORIZON | PIP | $186.75 | ↑ +304% |
| BERGEN RISK | ALL PRODUCTS | $186.75 | ↑ +304% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $199.20 | ↑ +331% |
| HORIZON | SHP | $204.40 | ↑ +342% |
| AMERIHEALTH | LOCAL HMO | $208.49 | ↑ +351% |
| HORIZON | HMO | $210.55 | ↑ +356% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $211.65 | ↑ +358% |
| HORIZON | INDEMNITY | $212.20 | ↑ +359% |
| HORIZON | PPO | $215.88 | ↑ +367% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $224.10 | ↑ +385% |
| QUALCARE | PPO | $230.57 | ↑ +399% |
| QUALCARE | HMO | $230.57 | ↑ +399% |
| QUALCARE | WORKERS COMP | $230.57 | ↑ +399% |
| AMERIHEALTH | REGIONAL HMO | $232.69 | ↑ +403% |
| CIGNA | HMO | $238.12 | ↑ +415% |
| CIGNA | PPO | $238.12 | ↑ +415% |
| OXFORD | ALL PRODUCTS | $430.00 | ↑ +830% |
| UNITED HEALTHCARE | HMO | $576.00 | ↑ +1146% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Car seat/bed test 60 minutes at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $43.44 | $43.44 – $52.13 |
| Hackensack University Medical Center | Hackensack | $46.22 | $36.98 – $4,994.00 |
| Ocean University Medical Center | Brick | $42.90 | $37.91 – $2,080.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $43.48 | $39.02 – $2,437.00 |
| Jersey Shore University Medical Center | Neptune City | $43.44 | $37.91 – $52.13 |
| Raritan Bay Medical Center | Perth Amboy | $43.48 | $39.02 – $52.18 |
| Riverview Medical Center | Red Bank | $43.44 | $37.91 – $52.13 |
| Southern Ocean Medical Center | Manahawkin | $42.90 | $37.91 – $51.47 |