healthcosts.net
Car seat/bed test 60 minutes at JFK Johnson Rehabilitation Institute (JRI)
65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344
$39.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$249.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.02 with KARNA vs $2,793.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $39.02 | ↓ -1% |
| HORIZON | MEDICARE ADVANTAGE | $39.25 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $39.25 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $39.25 | ↑ +0% |
| VACCN | ALL PRODUCTS | $39.25 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $39.25 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $41.21 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $44.82 | ↑ +14% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $53.54 | ↑ +36% |
| AMERIGROUP | MEDICARE ADVANTAGE | $54.28 | ↑ +38% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $84.51 | ↑ +115% |
| AETNA | MANAGED MEDICAID | $87.05 | ↑ +122% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $104.00 | ↑ +165% |
| CIGNA - JRI@OUMC | ALL PRODUCTS | $124.50 | ↑ +217% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $149.40 | ↑ +281% |
| HORIZON | INDEMNITY | $151.64 | ↑ +286% |
| HORIZON | PIP | $151.64 | ↑ +286% |
| HORIZON | PPO | $151.64 | ↑ +286% |
| HORIZON | OMNIA | $151.64 | ↑ +286% |
| HORIZON | SHP | $151.64 | ↑ +286% |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $161.85 | ↑ +312% |
| INTERGROUP | SHARED SAVINGS | $174.30 | ↑ +344% |
| INTERGROUP | WORKERS COMP | $174.30 | ↑ +344% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $174.30 | ↑ +344% |
| HORIZON | HMO | $181.00 | ↑ +361% |
| BERGEN RISK | ALL PRODUCTS | $186.75 | ↑ +376% |
| HORIZON | WORKERS COMP | $188.00 | ↑ +379% |
| PRIME HEALTH | WORKERS COMP | $199.20 | ↑ +408% |
| PRIME HEALTH | AUTO INSURANCE | $199.20 | ↑ +408% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $211.65 | ↑ +439% |
| AETNA | PPO | $223.28 | ↑ +469% |
| AETNA | ASA | $223.28 | ↑ +469% |
| AETNA | HMO | $223.28 | ↑ +469% |
| QUALCARE | HMO | $230.57 | ↑ +487% |
| QUALCARE | WORKERS COMP | $230.57 | ↑ +487% |
| QUALCARE | PPO | $230.57 | ↑ +487% |
| CIGNA | PPO | $239.69 | ↑ +511% |
| CIGNA | HMO | $239.69 | ↑ +511% |
| AMERIHEALTH | LOCAL HMO | $246.26 | ↑ +527% |
| AMERIHEALTH | REGIONAL HMO | $246.26 | ↑ +527% |
| HORIZON | MANAGED MEDICAID | $1,124.00 | ↑ +2764% |
| OXFORD | ALL PRODUCTS | $2,080.00 | ↑ +5199% |
| UNITED HEALTHCARE | HMO | $2,793.00 | ↑ +7016% |