Pet image w/ct lmtd at Robert Wood Johnson University Hospital
1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375
$1,582.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,418.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,007.36 with United Healthcare vs $6,171.77 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $1,007.36 | ↓ -36% |
| Aetna | Better Health | $1,103.05 | ↓ -30% |
| Wellpoint | NJ Family Care | $1,167.11 | ↓ -26% |
| Fidelis Care | NJ Family Care | $1,186.88 | ↓ -25% |
| Fidelis Care | Medicare Advantage | $1,692.43 | ↑ +7% |
| Humana | Medicare | $1,692.43 | ↑ +7% |
| Aetna | Medicare | $1,692.43 | ↑ +7% |
| Wellpoint | Medicare Advantage | $1,692.43 | ↑ +7% |
| Clover Health | Medicare Advantage | $1,692.43 | ↑ +7% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $1,692.43 | ↑ +7% |
| United Healthcare | Medicare | $1,726.28 | ↑ +9% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $1,771.20 | ↑ +12% |
| United Healthcare | Nexus | $1,995.73 | ↑ +26% |
| United Healthcare | Oxford Metro | $1,995.73 | ↑ +26% |
| United Healthcare | Commercial | $2,280.08 | ↑ +44% |
| United Healthcare | Oxford Commercial | $2,280.08 | ↑ +44% |
| Amerihealth | Regional Preferred | $2,481.00 | ↑ +57% |
| Amerihealth | Local Value | $2,481.00 | ↑ +57% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,529.34 | ↑ +60% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $2,529.34 | ↑ +60% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,529.34 | ↑ +60% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,529.34 | ↑ +60% |
| Qualcare Inc | WC | $2,818.84 | ↑ +78% |
| Qualcare Inc | PPO | $2,818.84 | ↑ +78% |
| Qualcare Inc | HMO/POS | $2,818.84 | ↑ +78% |
| Wellcare | Ambetter Health Commercial | $3,367.94 | ↑ +113% |
| Emblem Health | Commercial | $3,554.10 | ↑ +125% |
| Cigna | HMO | $3,786.18 | ↑ +139% |
| Cigna | PPO | $3,786.18 | ↑ +139% |
| First Health | Commercial | $4,450.80 | ↑ +181% |
| Aetna | HMO | $4,895.88 | ↑ +209% |
| Aetna | PPO | $4,895.88 | ↑ +209% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $5,601.33 | ↑ +254% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $6,171.77 | ↑ +290% |
Visitor-reported prices
Comments
Pet image w/ct lmtd at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,614.45 | $1,614.45 – $4,009.56 |
| Hackensack University Medical Center | Hackensack | $1,717.72 | $1,374.18 – $6,637.00 |
| Ocean University Medical Center | Brick | $1,594.06 | $1,458.59 – $4,009.56 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,615.86 | $1,458.59 – $4,244.87 |
| Jersey Shore University Medical Center | Neptune City | $1,614.45 | $1,614.45 – $4,548.34 |
| Palisades Medical Center | North Bergen | $1,717.72 | $1,717.72 – $4,009.56 |
| Raritan Bay Medical Center | Perth Amboy | $1,615.86 | $1,615.86 – $4,009.56 |
| Riverview Medical Center | Red Bank | $1,614.45 | $1,614.45 – $4,009.56 |