Pet image w/ct lmtd at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$1,717.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,187.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,374.18 with OPTUM HEALTH vs $9,934.36 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $1,374.18 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $1,605.64 | ↓ -7% |
| WELLCARE | MANAGED MEDICAID | $1,717.72 | ↑ +0% |
| VACCN | ALL PRODUCTS | $1,717.72 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $1,717.72 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $1,717.72 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $1,717.72 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $1,717.72 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $1,803.61 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $1,809.17 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $1,833.66 | ↑ +7% |
| KARNA | MEDICARE ADVANTAGE | $2,499.45 | ↑ +46% |
| AETNA | MANAGED MEDICAID | $2,556.94 | ↑ +49% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $2,913.48 | ↑ +70% |
| CIGNA | PPO | $3,929.18 | ↑ +129% |
| CIGNA | HMO | $3,929.18 | ↑ +129% |
| UNITED HEALTHCARE | HMO | $4,577.95 | ↑ +167% |
| OXFORD | ALL PRODUCTS | $4,577.95 | ↑ +167% |
| CHN | ALL PRODUCTS | $6,621.55 | ↑ +285% |
| LHP HEALTH | ALL PRODUCTS | $6,637.00 | ↑ +286% |
| HORIZON | OMNIA | $6,671.47 | ↑ +288% |
| HORIZON | WORKERS COMP | $7,014.77 | ↑ +308% |
| INTERGROUP | ALL PRODUCTS | $7,130.90 | ↑ +315% |
| AMERIHEALTH | LOCAL HMO | $7,497.63 | ↑ +336% |
| BERGEN RISK | ALL PRODUCTS | $7,640.25 | ↑ +345% |
| HORIZON | PIP | $7,640.25 | ↑ +345% |
| CIGNA | BH | $8,149.60 | ↑ +374% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $8,658.95 | ↑ +404% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $8,658.95 | ↑ +404% |
| QUALCARE | HMO | $8,984.93 | ↑ +423% |
| QUALCARE | PPO | $8,984.93 | ↑ +423% |
| QUALCARE | WORKERS COMP | $8,984.93 | ↑ +423% |
| AMERIHEALTH | REGIONAL HMO | $9,045.04 | ↑ +427% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,168.30 | ↑ +434% |
| AETNA | PPO | $9,698.02 | ↑ +465% |
| AETNA | HMO | $9,698.02 | ↑ +465% |
| AETNA | ASA | $9,698.02 | ↑ +465% |
| HORIZON | HMO | $9,702.10 | ↑ +465% |
| HORIZON | INDEMNITY | $9,752.02 | ↑ +468% |
| HORIZON | SHP | $9,814.16 | ↑ +471% |
| HORIZON | PPO | $9,934.36 | ↑ +478% |
| HORIZON | FEDERAL | $9,934.36 | ↑ +478% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
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Pet image w/ct lmtd at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $1,614.45 | $1,614.45 – $4,009.56 |
| Ocean University Medical Center | Brick | $1,594.06 | $1,458.59 – $4,009.56 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $1,615.86 | $1,458.59 – $4,244.87 |
| Jersey Shore University Medical Center | Neptune City | $1,614.45 | $1,614.45 – $4,548.34 |
| Palisades Medical Center | North Bergen | $1,717.72 | $1,717.72 – $4,009.56 |
| Raritan Bay Medical Center | Perth Amboy | $1,615.86 | $1,615.86 – $4,009.56 |
| Riverview Medical Center | Red Bank | $1,614.45 | $1,614.45 – $4,009.56 |
| Southern Ocean Medical Center | Manahawkin | $1,594.06 | $1,594.06 – $4,009.56 |