Compatibility test incubate at Robert Wood Johnson University Hospital

1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$46.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$216.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.60 with United Healthcare vs $417.54 with Emblem Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $12.60 ↓ -73%
Fidelis Care NJ Family Care $14.40 ↓ -69%
Wellpoint NJ Family Care $16.74 ↓ -64%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $21.65 ↓ -53%
Aetna Better Health $32.11 ↓ -30%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $34.92 ↓ -24%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $34.92 ↓ -24%
Horizon Blue Cross Blue Shield of New Jersey Omnia $34.92 ↓ -24%
Horizon Blue Cross Blue Shield of New Jersey Managed $34.92 ↓ -24%
Amerihealth Regional Preferred $38.67 ↓ -16%
Amerihealth Local Value $38.67 ↓ -16%
United Healthcare Nexus $73.91 ↑ +60%
United Healthcare Oxford Metro $73.91 ↑ +60%
United Healthcare Oxford Commercial $78.93 ↑ +71%
United Healthcare Commercial $78.93 ↑ +71%
Qualcare Inc PPO $82.08 ↑ +78%
Qualcare Inc WC $82.08 ↑ +78%
Qualcare Inc HMO/POS $82.08 ↑ +78%
Cigna HMO $121.51 ↑ +164%
Cigna PPO $121.51 ↑ +164%
First Health Commercial $129.60 ↑ +181%
Aetna HMO $142.56 ↑ +209%
Aetna PPO $142.56 ↑ +209%
Horizon Blue Cross Blue Shield of New Jersey PIP $163.10 ↑ +254%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $179.71 ↑ +290%
Wellpoint Medicare Advantage $198.83 ↑ +332%
Humana Medicare $198.83 ↑ +332%
Aetna Medicare $198.83 ↑ +332%
Clover Health Medicare Advantage $198.83 ↑ +332%
Fidelis Care Medicare Advantage $198.83 ↑ +332%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $198.83 ↑ +332%
United Healthcare Medicare $202.81 ↑ +340%
Wellcare Ambetter Health Commercial $395.67 ↑ +759%
Emblem Health Commercial $417.54 ↑ +806%

Visitor-reported prices

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Compatibility test incubate at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $9.57 $12.24 – $374.56
Cooperman Barnabas Medical Center Livingston $45.77 $12.60 – $384.50
Clara Maass Medical Center Belleville $59.67 $12.60 – $382.58
Newark Beth Israel Medical Center Newark $44.99 $12.60 – $384.50
Bayshore Medical Center Holmdel $189.67 $34.53 – $306.15
Hackensack University Medical Center Hackensack $201.80 $19.62 – $518.00
Ocean University Medical Center Brick $187.28 $13.20 – $356.00
JFK Johnson Rehabilitation Institute (JRI) Edison $189.84 $13.20 – $311.00

All New-jersey hospitals for this procedure →