Compatibility test incubate at Cooperman Barnabas Medical Center
94 Old Short Hills Rd, Livingston, NJ · RWJBarnabas Health · · NPI 1396857488
$45.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$216.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12.60 with United Healthcare vs $384.50 with Emblem Health — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Community Plan | $12.60 | ↓ -72% |
| Fidelis Care | NJ Family Care | $12.84 | ↓ -72% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $21.65 | ↓ -53% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $34.92 | ↓ -24% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $34.92 | ↓ -24% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $34.92 | ↓ -24% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $34.92 | ↓ -24% |
| Aetna | Better Health | $37.45 | ↓ -18% |
| Amerihealth | Local Value | $38.67 | ↓ -16% |
| Amerihealth | Regional Preferred | $38.67 | ↓ -16% |
| United Healthcare | Nexus | $73.91 | ↑ +61% |
| United Healthcare | Oxford Metro | $73.91 | ↑ +61% |
| United Healthcare | Oxford Commercial | $78.93 | ↑ +72% |
| United Healthcare | Commercial | $78.93 | ↑ +72% |
| Cigna | PPO | $121.51 | ↑ +165% |
| Cigna | HMO | $121.51 | ↑ +165% |
| Wellpoint | NJ Family Care | $123.12 | ↑ +169% |
| First Health | Commercial | $129.60 | ↑ +183% |
| Aetna | HMO | $157.68 | ↑ +245% |
| Aetna | PPO | $157.68 | ↑ +245% |
| Qualcare Inc | HMO/POS | $165.88 | ↑ +262% |
| Qualcare Inc | PPO/WC | $176.90 | ↑ +286% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $183.60 | ↑ +301% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $183.60 | ↑ +301% |
| Fidelis Care | Medicare Advantage | $192.25 | ↑ +320% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $192.25 | ↑ +320% |
| Wellpoint | Medicare Advantage | $192.25 | ↑ +320% |
| Aetna | Medicare | $192.25 | ↑ +320% |
| Humana | Medicare | $192.25 | ↑ +320% |
| Clover Health | Medicare Advantage | $192.25 | ↑ +320% |
| United Healthcare | Medicare | $196.10 | ↑ +328% |
| Wellcare | Ambetter Health Commercial | $382.58 | ↑ +736% |
| Emblem Health | Commercial | $384.50 | ↑ +740% |
Visitor-reported prices
Comments
Compatibility test incubate at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $9.57 | $12.24 – $374.56 |
| Clara Maass Medical Center | Belleville | $59.67 | $12.60 – $382.58 |
| Newark Beth Israel Medical Center | Newark | $44.99 | $12.60 – $384.50 |
| Bayshore Medical Center | Holmdel | $189.67 | $34.53 – $306.15 |
| Hackensack University Medical Center | Hackensack | $201.80 | $19.62 – $518.00 |
| Ocean University Medical Center | Brick | $187.28 | $13.20 – $356.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $189.84 | $13.20 – $311.00 |
| Jersey Shore University Medical Center | Neptune City | $189.67 | $34.53 – $333.37 |