Actinotherapy uv light at Robert Wood Johnson University Hospital

1 Robert Wood Johnson Pl, New Brunswick, NJ · RWJBarnabas Health · · NPI 1346243375

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$24.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$117.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.75 with Horizon Blue Cross Blue Shield of New Jersey vs $97.34 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $10.75 ↓ -57%
United Healthcare Community Plan $15.88 ↓ -36%
Aetna Better Health $17.39 ↓ -30%
Fidelis Care NJ Family Care $18.72 ↓ -25%
Wellpoint NJ Family Care $21.06 ↓ -16%
United Healthcare Nexus $30.77 ↑ +23%
United Healthcare Oxford Metro $30.77 ↑ +23%
United Healthcare Commercial $36.15 ↑ +45%
United Healthcare Oxford Commercial $36.15 ↑ +45%
Amerihealth Local Value $40.93 ↑ +64%
Qualcare Inc HMO/POS $44.46 ↑ +78%
Qualcare Inc WC $44.46 ↑ +78%
Qualcare Inc PPO $44.46 ↑ +78%
Wellpoint Medicare Advantage $45.54 ↑ +83%
Humana Medicare $45.54 ↑ +83%
Aetna Medicare $45.54 ↑ +83%
Clover Health Medicare Advantage $45.54 ↑ +83%
Fidelis Care Medicare Advantage $45.54 ↑ +83%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $45.54 ↑ +83%
United Healthcare Medicare $46.45 ↑ +86%
Amerihealth Regional Preferred $56.11 ↑ +125%
Cigna PPO $56.55 ↑ +127%
Horizon Blue Cross Blue Shield of New Jersey Omnia $61.65 ↑ +147%
First Health Commercial $70.20 ↑ +181%
Cigna HMO $72.46 ↑ +190%
Aetna PPO $77.22 ↑ +209%
Aetna HMO $77.22 ↑ +209%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $84.93 ↑ +240%
Horizon Blue Cross Blue Shield of New Jersey PIP $88.34 ↑ +254%
Horizon Blue Cross Blue Shield of New Jersey Managed $89.64 ↑ +259%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $90.48 ↑ +263%
Wellcare Ambetter Health Commercial $90.62 ↑ +263%
Emblem Health Commercial $95.63 ↑ +283%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $97.34 ↑ +290%

Visitor-reported prices

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Actinotherapy uv light at other New-jersey hospitals

Hospital City Cash price Negotiated range
Jersey City Medical Center Jersey City $32.83 $12.82 – $91.98
Bayshore Medical Center Holmdel $43.44 $43.44 – $52.13
Hackensack University Medical Center Hackensack $46.22 $36.98 – $4,221.00
Ocean University Medical Center Brick $42.90 $39.25 – $3,128.00
JFK Johnson Rehabilitation Institute (JRI) Edison $43.48 $14.24 – $3,343.00
Jersey Shore University Medical Center Neptune City $43.44 $42.98 – $52.13
Palisades Medical Center North Bergen $46.22 $14.03 – $907.00
Raritan Bay Medical Center Perth Amboy $43.48 $17.80 – $52.18

All New-jersey hospitals for this procedure →