Actinotherapy uv light at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$46.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$316.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.98 with OPTUM HEALTH vs $4,221.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $36.98 ↓ -20%
KARNA MEDICARE ADVANTAGE $45.50 ↓ -2%
WELLCARE MANAGED MEDICAID $46.22 ↑ +0%
VACCN ALL PRODUCTS $46.22 ↑ +0%
HORIZON MEDICARE ADVANTAGE $46.22 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $46.22 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $46.22 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $46.22 ↑ +0%
AETNA MEDICARE ADVANTAGE $46.38 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $48.53 ↑ +5%
CLOVER MEDICARE ADVANTAGE $56.88 ↑ +23%
AETNA MANAGED MEDICAID $79.32 ↑ +72%
SEOUL MEDICAL GROUP ALL PRODUCTS $90.38 ↑ +96%
HORIZON MANAGED MEDICAID $156.42 ↑ +238%
HORIZON OMNIA $206.95 ↑ +348%
HORIZON WORKERS COMP $217.60 ↑ +371%
INTERGROUP ALL PRODUCTS $221.20 ↑ +379%
HORIZON PIP $237.00 ↑ +413%
BERGEN RISK ALL PRODUCTS $237.00 ↑ +413%
LHP HEALTH ALL PRODUCTS $249.64 ↑ +440%
CIGNA BH $252.80 ↑ +447%
ACTIVECARE FIRST MCO ALL PRODUCTS $268.60 ↑ +481%
MULTIPLAN - PHCS ALL PRODUCTS $268.60 ↑ +481%
CHN ALL PRODUCTS $268.60 ↑ +481%
QUALCARE HMO $278.71 ↑ +503%
QUALCARE PPO $278.71 ↑ +503%
QUALCARE WORKERS COMP $278.71 ↑ +503%
BRIGHTON HEALTH PLAN ALL PRODUCTS $284.40 ↑ +515%
AETNA ASA $300.83 ↑ +551%
AETNA PPO $300.83 ↑ +551%
AETNA HMO $300.83 ↑ +551%
HORIZON HMO $300.96 ↑ +551%
HORIZON INDEMNITY $302.51 ↑ +555%
HORIZON SHP $304.43 ↑ +559%
CIGNA HMO $305.73 ↑ +561%
CIGNA PPO $305.73 ↑ +561%
HORIZON PPO $308.16 ↑ +567%
HORIZON FEDERAL $308.16 ↑ +567%
AMERIHEALTH LOCAL HMO $316.00 ↑ +584%
AMERIHEALTH REGIONAL HMO $316.00 ↑ +584%
OXFORD ALL PRODUCTS $4,048.00 ↑ +8658%
UNITED HEALTHCARE HMO $4,221.00 ↑ +9032%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Actinotherapy uv light at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $43.44 $43.44 – $52.13
Ocean University Medical Center Brick $42.90 $39.25 – $3,128.00
JFK Johnson Rehabilitation Institute (JRI) Edison $43.48 $14.24 – $3,343.00
Jersey Shore University Medical Center Neptune City $43.44 $42.98 – $52.13
Palisades Medical Center North Bergen $46.22 $14.03 – $907.00
Raritan Bay Medical Center Perth Amboy $43.48 $17.80 – $52.18
Riverview Medical Center Red Bank $43.44 $42.98 – $52.13
Southern Ocean Medical Center Manahawkin $42.90 $42.90 – $51.47

All New-jersey hospitals for this procedure →