X-ray joint survey 1 view at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$308.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.13 with AETNA vs $308.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $51.13 ↓ -57%
CLOVER MEDICARE ADVANTAGE $55.44 ↓ -53%
AETNA HMO $61.17 ↓ -48%
AETNA PPO $61.17 ↓ -48%
SEOUL MEDICAL GROUP ALL PRODUCTS $71.15 ↓ -40%
UNITED HEALTHCARE MANAGED MEDICAID $73.99 ↓ -37%
KARNA MEDICARE ADVANTAGE $86.20 ↓ -27%
CIGNA PPO $108.47 ↓ -8%
CIGNA HMO $108.47 ↓ -8%
OPTUM HEALTH MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MANAGED MEDICAID $117.70 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.70 ↑ +0%
VACCN ALL PRODUCTS $117.70 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.59 ↑ +5%
AETNA MEDICARE ADVANTAGE $128.30 ↑ +9%
UNITED HEALTHCARE DSNP $141.24 ↑ +20%
AMERIHEALTH LOCAL HMO $150.51 ↑ +28%
AMERIHEALTH REGIONAL HMO $153.12 ↑ +30%
OXFORD ALL PRODUCTS $174.02 ↑ +48%
UNITED HEALTHCARE HMO $174.02 ↑ +48%
QUALCARE HMO $178.95 ↑ +52%
HORIZON WORKERS COMP $222.56 ↑ +89%
BEACON ALL PRODUCTS $231.00 ↑ +96%
BERGEN RISK ALL PRODUCTS $231.00 ↑ +96%
HORIZON PIP $234.70 ↑ +99%
QUALCARE PPO $239.32 ↑ +103%
AETNA ASA $241.16 ↑ +105%
HORIZON OMNIA $244.37 ↑ +108%
BRIGHTON HEALTH PLAN ALL PRODUCTS $246.40 ↑ +109%
CIGNA BH $246.40 ↑ +109%
ACTIVECARE FIRST MCO ALL PRODUCTS $261.80 ↑ +122%
MULTIPLAN - PHCS ALL PRODUCTS $261.80 ↑ +122%
QUALCARE WORKERS COMP $271.04 ↑ +130%
HORIZON SHP $298.98 ↑ +154%
HORIZON HMO $300.55 ↑ +155%
HORIZON INDEMNITY $303.84 ↑ +158%
HORIZON PPO $308.00 ↑ +162%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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X-ray joint survey 1 view at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $60.25 $24.39 – $561.12
Cooperman Barnabas Medical Center Livingston $54.67 $28.47 – $238.62
Community Medical Center Toms River $66.57 $28.47 – $231.28
Newark Beth Israel Medical Center Newark $53.74 $25.11 – $238.62
Jersey City Medical Center Jersey City $66.70 $28.47 – $249.21
Bayshore Medical Center Holmdel $117.70 $58.74 – $295.04
Hackensack University Medical Center Hackensack $125.23 $25.81 – $336.99
Ocean University Medical Center Brick $116.22 $58.74 – $153.16

All New-jersey hospitals for this procedure →