X-ray joint survey 1 view at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$125.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$308.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.81 with HORIZON vs $336.99 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $25.81 ↓ -79%
CLOVER MEDICARE ADVANTAGE $55.44 ↓ -56%
AETNA ASA $72.31 ↓ -42%
AETNA PPO $72.31 ↓ -42%
AETNA HMO $72.31 ↓ -42%
AETNA MANAGED MEDICAID $77.31 ↓ -38%
SEOUL MEDICAL GROUP ALL PRODUCTS $88.09 ↓ -30%
KARNA MEDICARE ADVANTAGE $90.43 ↓ -28%
OPTUM HEALTH MANAGED MEDICAID $100.19 ↓ -20%
CIGNA PPO $106.29 ↓ -15%
CIGNA HMO $106.29 ↓ -15%
VACCN ALL PRODUCTS $125.23 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $125.23 ↑ +0%
HORIZON MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MANAGED MEDICAID $125.23 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $125.23 ↑ +0%
AETNA MEDICARE ADVANTAGE $127.14 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $131.49 ↑ +5%
AMERIHEALTH LOCAL HMO $153.54 ↑ +23%
AMERIHEALTH REGIONAL HMO $153.54 ↑ +23%
OXFORD ALL PRODUCTS $154.00 ↑ +23%
HORIZON OMNIA $201.71 ↑ +61%
HORIZON WORKERS COMP $212.09 ↑ +69%
INTERGROUP ALL PRODUCTS $215.60 ↑ +72%
BERGEN RISK ALL PRODUCTS $231.00 ↑ +84%
HORIZON PIP $231.00 ↑ +84%
LHP HEALTH ALL PRODUCTS $243.32 ↑ +94%
BRIGHTON HEALTH PLAN ALL PRODUCTS $243.32 ↑ +94%
CIGNA BH $246.40 ↑ +97%
CHN ALL PRODUCTS $261.80 ↑ +109%
MULTIPLAN - PHCS ALL PRODUCTS $261.80 ↑ +109%
ACTIVECARE FIRST MCO ALL PRODUCTS $261.80 ↑ +109%
QUALCARE HMO $271.66 ↑ +117%
QUALCARE PPO $271.66 ↑ +117%
QUALCARE WORKERS COMP $271.66 ↑ +117%
HORIZON HMO $293.34 ↑ +134%
HORIZON INDEMNITY $294.85 ↑ +135%
HORIZON SHP $296.73 ↑ +137%
HORIZON PPO $300.36 ↑ +140%
HORIZON FEDERAL $300.36 ↑ +140%
UNITED HEALTHCARE HMO $336.99 ↑ +169%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray joint survey 1 view at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $60.25 $24.39 – $561.12
Cooperman Barnabas Medical Center Livingston $54.67 $28.47 – $238.62
Community Medical Center Toms River $66.57 $28.47 – $231.28
Newark Beth Israel Medical Center Newark $53.74 $25.11 – $238.62
Jersey City Medical Center Jersey City $66.70 $28.47 – $249.21
Bayshore Medical Center Holmdel $117.70 $58.74 – $295.04
Ocean University Medical Center Brick $116.22 $58.74 – $153.16
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $90.43 – $312.47

All New-jersey hospitals for this procedure →