X-ray forearm 2 views (both sides) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$97.46

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$491.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.52 with UNITED HEALTHCARE vs $491.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $38.52 ↓ -60%
AETNA PPO $50.78 ↓ -48%
AETNA HMO $50.78 ↓ -48%
KARNA MEDICARE ADVANTAGE $53.96 ↓ -45%
AMERIHEALTH LOCAL HMO $58.64 ↓ -40%
AMERIHEALTH REGIONAL HMO $59.66 ↓ -39%
CIGNA PPO $76.36 ↓ -22%
CIGNA HMO $76.36 ↓ -22%
AETNA MANAGED MEDICAID $81.51 ↓ -16%
CLOVER MEDICARE ADVANTAGE $88.38 ↓ -9%
VACCN ALL PRODUCTS $97.46 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $97.46 ↑ +0%
WELLCARE MANAGED MEDICAID $97.46 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $97.46 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $97.46 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $102.33 ↑ +5%
AETNA MEDICARE ADVANTAGE $106.23 ↑ +9%
SEOUL MEDICAL GROUP ALL PRODUCTS $113.42 ↑ +16%
UNITED HEALTHCARE DSNP $116.95 ↑ +20%
UNITED HEALTHCARE HMO $277.42 ↑ +185%
OXFORD ALL PRODUCTS $277.42 ↑ +185%
QUALCARE HMO $285.27 ↑ +193%
HORIZON WORKERS COMP $354.80 ↑ +264%
BERGEN RISK ALL PRODUCTS $368.25 ↑ +278%
BEACON ALL PRODUCTS $368.25 ↑ +278%
HORIZON PIP $374.14 ↑ +284%
QUALCARE PPO $381.51 ↑ +291%
AETNA ASA $384.45 ↑ +294%
HORIZON OMNIA $389.56 ↑ +300%
BRIGHTON HEALTH PLAN ALL PRODUCTS $392.80 ↑ +303%
CIGNA BH $392.80 ↑ +303%
MULTIPLAN - PHCS ALL PRODUCTS $417.35 ↑ +328%
ACTIVECARE FIRST MCO ALL PRODUCTS $417.35 ↑ +328%
QUALCARE WORKERS COMP $432.08 ↑ +343%
HORIZON SHP $476.61 ↑ +389%
HORIZON HMO $479.12 ↑ +392%
HORIZON INDEMNITY $484.37 ↑ +397%
HORIZON PPO $491.00 ↑ +404%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray forearm 2 views (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $231.20 $83.81 – $83.81
Childrens Specialized Hospital Mountainside $188.00 $14.00 – $655.00
Bayshore Medical Center Holmdel $97.46 $38.52 – $219.04
Hackensack University Medical Center Hackensack $103.69 $20.81 – $250.18
Ocean University Medical Center Brick $96.23 $38.52 – $96.23
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $53.36 – $231.98
Palisades Medical Center North Bergen $103.69 $22.96 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $31.50 – $219.04

All New-jersey hospitals for this procedure →