X-ray forearm 2 views (both sides) at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$103.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$491.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$20.81 with HORIZON vs $478.82 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $20.81 | ↓ -80% |
| KARNA | MEDICARE ADVANTAGE | $56.71 | ↓ -45% |
| AMERIHEALTH | LOCAL HMO | $59.82 | ↓ -42% |
| AMERIHEALTH | REGIONAL HMO | $59.82 | ↓ -42% |
| AETNA | HMO | $60.02 | ↓ -42% |
| AETNA | PPO | $60.02 | ↓ -42% |
| AETNA | ASA | $60.02 | ↓ -42% |
| CIGNA | HMO | $74.83 | ↓ -28% |
| CIGNA | PPO | $74.83 | ↓ -28% |
| OPTUM HEALTH | MANAGED MEDICAID | $82.95 | ↓ -20% |
| CLOVER | MEDICARE ADVANTAGE | $88.38 | ↓ -15% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $103.69 | ↑ +0% |
| VACCN | ALL PRODUCTS | $103.69 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $105.08 | ↑ +1% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $108.88 | ↑ +5% |
| AETNA | MANAGED MEDICAID | $123.24 | ↑ +19% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $140.43 | ↑ +35% |
| OXFORD | ALL PRODUCTS | $245.50 | ↑ +137% |
| UNITED HEALTHCARE | HMO | $250.18 | ↑ +141% |
| HORIZON | OMNIA | $321.56 | ↑ +210% |
| HORIZON | WORKERS COMP | $338.10 | ↑ +226% |
| INTERGROUP | ALL PRODUCTS | $343.70 | ↑ +231% |
| BERGEN RISK | ALL PRODUCTS | $368.25 | ↑ +255% |
| HORIZON | PIP | $368.25 | ↑ +255% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $387.89 | ↑ +274% |
| LHP HEALTH | ALL PRODUCTS | $387.89 | ↑ +274% |
| CIGNA | BH | $392.80 | ↑ +279% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $417.35 | ↑ +302% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $417.35 | ↑ +302% |
| CHN | ALL PRODUCTS | $417.35 | ↑ +302% |
| QUALCARE | HMO | $433.06 | ↑ +318% |
| QUALCARE | PPO | $433.06 | ↑ +318% |
| QUALCARE | WORKERS COMP | $433.06 | ↑ +318% |
| HORIZON | HMO | $467.63 | ↑ +351% |
| HORIZON | INDEMNITY | $470.03 | ↑ +353% |
| HORIZON | SHP | $473.03 | ↑ +356% |
| HORIZON | FEDERAL | $478.82 | ↑ +362% |
| HORIZON | PPO | $478.82 | ↑ +362% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
X-ray forearm 2 views (both sides) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $231.20 | $83.81 – $83.81 |
| Childrens Specialized Hospital | Mountainside | $188.00 | $14.00 – $655.00 |
| Bayshore Medical Center | Holmdel | $97.46 | $38.52 – $219.04 |
| Ocean University Medical Center | Brick | $96.23 | $38.52 – $96.23 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $97.54 | $53.36 – $231.98 |
| Jersey Shore University Medical Center | Neptune City | $97.46 | $38.52 – $102.33 |
| Palisades Medical Center | North Bergen | $103.69 | $22.96 – $219.04 |
| Raritan Bay Medical Center | Perth Amboy | $97.54 | $31.50 – $219.04 |