X-ray exam entire spi 6/> vw at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$550.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$91.30 with AETNA vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $91.30 ↓ -22%
CLOVER MEDICARE ADVANTAGE $99.00 ↓ -16%
AMERIHEALTH LOCAL HMO $117.28 ↓ -0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MANAGED MEDICAID $117.70 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.70 ↑ +0%
VACCN ALL PRODUCTS $117.70 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $117.70 ↑ +0%
AMERIHEALTH REGIONAL HMO $119.31 ↑ +1%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.59 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $127.05 ↑ +8%
AETNA MEDICARE ADVANTAGE $128.30 ↑ +9%
UNITED HEALTHCARE DSNP $141.24 ↑ +20%
AETNA PPO $175.48 ↑ +49%
AETNA HMO $175.48 ↑ +49%
KARNA MEDICARE ADVANTAGE $182.02 ↑ +55%
CIGNA PPO $278.87 ↑ +137%
CIGNA HMO $278.87 ↑ +137%
OXFORD ALL PRODUCTS $334.81 ↑ +184%
UNITED HEALTHCARE HMO $334.81 ↑ +184%
BRIGHTON HEALTH PLAN ALL PRODUCTS $379.50 ↑ +222%
HORIZON WORKERS COMP $397.43 ↑ +238%
HORIZON PIP $419.10 ↑ +256%
AETNA ASA $430.65 ↑ +266%
HORIZON OMNIA $436.37 ↑ +271%
CIGNA BH $440.00 ↑ +274%
MULTIPLAN - PHCS ALL PRODUCTS $467.50 ↑ +297%
QUALCARE WORKERS COMP $499.40 ↑ +324%
HORIZON SHP $533.89 ↑ +354%
HORIZON HMO $536.69 ↑ +356%
HORIZON INDEMNITY $542.58 ↑ +361%
HORIZON PPO $550.00 ↑ +367%
ACTIVECARE FIRST MCO ALL PRODUCTS $650.00 ↑ +452%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +708%
QUALCARE HMO $2,083.00 ↑ +1670%
QUALCARE PPO $2,218.00 ↑ +1784%
BEACON ALL PRODUCTS $3,903.00 ↑ +3216%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +3581%
HORIZON MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray exam entire spi 6/> vw at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $162.92 $51.50 – $411.24
Community Medical Center Toms River $180.02 $73.75 – $411.24
Childrens Specialized Hospital Mountainside $242.50 $44.97 – $655.00
Newark Beth Israel Medical Center Newark $208.71 $53.01 – $411.24
Jersey City Medical Center Jersey City $180.37 $66.65 – $411.24
Monmouth Medical Center Long Branch $189.91 $73.75 – $411.24
Bayshore Medical Center Holmdel $117.70 $117.70 – $4,332.00
Hackensack University Medical Center Hackensack $125.23 $66.86 – $4,332.00

All New-jersey hospitals for this procedure →