X-ray exam entire spi 6/> vw at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$180.37
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$868.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$66.65 with Wellpoint vs $787.88 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $66.65 | ↓ -63% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $73.75 | ↓ -59% |
| Amerihealth | Local Value | $83.91 | ↓ -53% |
| Amerihealth | Regional Preferred | $83.91 | ↓ -53% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $92.03 | ↓ -49% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $92.03 | ↓ -49% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $92.03 | ↓ -49% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $92.03 | ↓ -49% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $125.23 | ↓ -31% |
| Aetna | Medicare | $125.23 | ↓ -31% |
| Humana | Medicare | $125.23 | ↓ -31% |
| Wellpoint | Medicare Advantage | $125.23 | ↓ -31% |
| Clover Health | Medicare Advantage | $125.23 | ↓ -31% |
| Fidelis Care | Medicare Advantage | $125.23 | ↓ -31% |
| United Healthcare | Medicare | $127.73 | ↓ -29% |
| United Healthcare | Oxford Metro | $143.22 | ↓ -21% |
| United Healthcare | Nexus | $143.22 | ↓ -21% |
| United Healthcare | Oxford Commercial | $177.09 | ↓ -2% |
| United Healthcare | Commercial | $177.09 | ↓ -2% |
| Aetna | PPO | $212.71 | ↑ +18% |
| Aetna | HMO | $212.71 | ↑ +18% |
| Emblem Health | Commercial | $237.94 | ↑ +32% |
| United Healthcare | Community Plan | $239.39 | ↑ +33% |
| Fidelis Care | NJ Family Care | $243.99 | ↑ +35% |
| Wellcare | Ambetter Health Commercial | $249.21 | ↑ +38% |
| Aetna | Better Health | $262.22 | ↑ +45% |
| Cigna | Local Plus | $411.24 | ↑ +128% |
| Cigna | PPO | $411.24 | ↑ +128% |
| Cigna | HMO | $411.24 | ↑ +128% |
| First Health | Commercial | $520.80 | ↑ +189% |
| Qualcare Inc | HMO/POS | $613.67 | ↑ +240% |
| Qualcare Inc | PPO/WC | $613.67 | ↑ +240% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $727.55 | ↑ +303% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $787.88 | ↑ +337% |
Visitor-reported prices
Comments
X-ray exam entire spi 6/> vw at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $162.92 | $51.50 – $411.24 |
| Community Medical Center | Toms River | $180.02 | $73.75 – $411.24 |
| Childrens Specialized Hospital | Mountainside | $242.50 | $44.97 – $655.00 |
| Newark Beth Israel Medical Center | Newark | $208.71 | $53.01 – $411.24 |
| Monmouth Medical Center | Long Branch | $189.91 | $73.75 – $411.24 |
| Bayshore Medical Center | Holmdel | $117.70 | $117.70 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $125.23 | $66.86 – $4,332.00 |
| Ocean University Medical Center | Brick | $116.22 | $106.34 – $4,332.00 |