X-ray bone age studies at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$117.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$389.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.87 with UNITED HEALTHCARE vs $389.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $25.87 | ↓ -78% |
| AETNA | PPO | $39.35 | ↓ -67% |
| AETNA | HMO | $39.35 | ↓ -67% |
| KARNA | MEDICARE ADVANTAGE | $47.65 | ↓ -60% |
| AMERIHEALTH | LOCAL HMO | $56.69 | ↓ -52% |
| AMERIHEALTH | REGIONAL HMO | $57.67 | ↓ -51% |
| CIGNA | HMO | $60.30 | ↓ -49% |
| CIGNA | PPO | $60.30 | ↓ -49% |
| AETNA | MANAGED MEDICAID | $64.57 | ↓ -45% |
| CLOVER | MEDICARE ADVANTAGE | $70.02 | ↓ -41% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $89.86 | ↓ -24% |
| VACCN | ALL PRODUCTS | $117.70 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $117.70 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $117.70 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $123.59 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $128.30 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $141.24 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $219.79 | ↑ +87% |
| OXFORD | ALL PRODUCTS | $219.79 | ↑ +87% |
| QUALCARE | HMO | $226.01 | ↑ +92% |
| HORIZON | WORKERS COMP | $281.09 | ↑ +139% |
| BERGEN RISK | ALL PRODUCTS | $291.75 | ↑ +148% |
| BEACON | ALL PRODUCTS | $291.75 | ↑ +148% |
| HORIZON | PIP | $296.42 | ↑ +152% |
| QUALCARE | PPO | $302.25 | ↑ +157% |
| AETNA | ASA | $304.59 | ↑ +159% |
| HORIZON | OMNIA | $308.63 | ↑ +162% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $311.20 | ↑ +164% |
| CIGNA | BH | $311.20 | ↑ +164% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $330.65 | ↑ +181% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $330.65 | ↑ +181% |
| QUALCARE | WORKERS COMP | $342.32 | ↑ +191% |
| HORIZON | SHP | $377.60 | ↑ +221% |
| HORIZON | HMO | $379.59 | ↑ +223% |
| HORIZON | INDEMNITY | $383.75 | ↑ +226% |
| HORIZON | PPO | $389.00 | ↑ +231% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
X-ray bone age studies at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $54.24 | $13.48 – $232.44 |
| Cooperman Barnabas Medical Center | Livingston | $77.13 | $23.87 – $238.62 |
| Community Medical Center | Toms River | $59.93 | $23.87 – $231.28 |
| Clara Maass Medical Center | Belleville | $101.63 | $23.87 – $237.43 |
| Childrens Specialized Hospital | Mountainside | $170.00 | $16.05 – $655.00 |
| Newark Beth Israel Medical Center | Newark | $75.82 | $13.88 – $238.62 |
| Jersey City Medical Center | Jersey City | $60.05 | $17.45 – $249.21 |
| Monmouth Medical Center | Long Branch | $63.23 | $26.32 – $234.22 |