X-ray bone age studies at Clara Maass Medical Center

1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$101.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$511.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.87 with Horizon Blue Cross Blue Shield of New Jersey vs $487.80 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $23.87 ↓ -77%
Horizon Blue Cross Blue Shield of New Jersey Managed $23.87 ↓ -77%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $23.87 ↓ -77%
Horizon Blue Cross Blue Shield of New Jersey Omnia $23.87 ↓ -77%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $26.32 ↓ -74%
Amerihealth Local Value $40.64 ↓ -60%
Amerihealth Regional Preferred $40.64 ↓ -60%
Aetna HMO $46.52 ↓ -54%
Aetna PPO $46.52 ↓ -54%
United Healthcare Community Plan $65.10 ↓ -36%
Fidelis Care NJ Family Care $66.32 ↓ -35%
Aetna Better Health $71.28 ↓ -30%
Cigna HMO $88.37 ↓ -13%
Cigna PPO $88.37 ↓ -13%
Cigna Local Plus $88.37 ↓ -13%
Wellpoint Medicare Advantage $119.31 ↑ +17%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $119.31 ↑ +17%
Humana Medicare $119.31 ↑ +17%
Fidelis Care Medicare Advantage $119.31 ↑ +17%
Aetna Medicare $119.31 ↑ +17%
Clover Health Medicare Advantage $119.31 ↑ +17%
United Healthcare Medicare $121.70 ↑ +20%
United Healthcare Oxford Metro $143.22 ↑ +41%
United Healthcare Nexus $143.22 ↑ +41%
United Healthcare Commercial $177.09 ↑ +74%
United Healthcare Oxford Commercial $177.09 ↑ +74%
Emblem Health Commercial $208.79 ↑ +105%
Wellcare Ambetter Health Commercial $237.43 ↑ +134%
Wellpoint NJ Family Care $291.27 ↑ +187%
First Health Commercial $306.60 ↑ +202%
Qualcare Inc HMO/POS $392.44 ↑ +286%
Qualcare Inc PPO/WC $418.50 ↑ +312%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $448.50 ↑ +341%
Horizon Blue Cross Blue Shield of New Jersey PIP $487.80 ↑ +380%

Visitor-reported prices

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X-ray bone age studies at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $54.24 $13.48 – $232.44
Cooperman Barnabas Medical Center Livingston $77.13 $23.87 – $238.62
Community Medical Center Toms River $59.93 $23.87 – $231.28
Childrens Specialized Hospital Mountainside $170.00 $16.05 – $655.00
Newark Beth Israel Medical Center Newark $75.82 $13.88 – $238.62
Jersey City Medical Center Jersey City $60.05 $17.45 – $249.21
Monmouth Medical Center Long Branch $63.23 $26.32 – $234.22
Bayshore Medical Center Holmdel $117.70 $25.87 – $295.04

All New-jersey hospitals for this procedure →