Cortisol total am at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$16.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$220.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.80 with AETNA vs $74.69 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $8.80 ↓ -46%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $12.30 ↓ -25%
OPTUM HEALTH MANAGED MEDICAID $13.04 ↓ -20%
AMERIGROUP MANAGED MEDICAID $16.30 ↑ +0%
WELLCARE MANAGED MEDICAID $16.30 ↑ +0%
VACCN ALL PRODUCTS $16.30 ↑ +0%
CLOVER MEDICARE ADVANTAGE $16.30 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $16.30 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $16.30 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $16.30 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $17.12 ↑ +5%
AETNA MEDICARE ADVANTAGE $17.77 ↑ +9%
UNITED HEALTHCARE DSNP $19.56 ↑ +20%
KARNA MEDICARE ADVANTAGE $21.23 ↑ +30%
UNITED HEALTHCARE HMO $29.95 ↑ +84%
OXFORD ALL PRODUCTS $29.95 ↑ +84%
QUALCARE HMO $30.79 ↑ +89%
UNITED HEALTHCARE MANAGED MEDICAID $35.79 ↑ +120%
HORIZON MANAGED MEDICAID $36.56 ↑ +124%
AETNA PPO $37.10 ↑ +128%
AETNA HMO $37.10 ↑ +128%
HORIZON WORKERS COMP $38.30 ↑ +135%
BERGEN RISK ALL PRODUCTS $39.75 ↑ +144%
BEACON ALL PRODUCTS $39.75 ↑ +144%
HORIZON PIP $40.39 ↑ +148%
QUALCARE PPO $41.18 ↑ +153%
AETNA ASA $41.50 ↑ +155%
HORIZON OMNIA $42.05 ↑ +158%
CIGNA BH $42.40 ↑ +160%
BRIGHTON HEALTH PLAN ALL PRODUCTS $42.40 ↑ +160%
ACTIVECARE FIRST MCO ALL PRODUCTS $45.05 ↑ +176%
MULTIPLAN - PHCS ALL PRODUCTS $45.05 ↑ +176%
AMERIHEALTH LOCAL HMO $46.30 ↑ +184%
QUALCARE WORKERS COMP $46.64 ↑ +186%
HORIZON SHP $51.45 ↑ +216%
HORIZON HMO $51.72 ↑ +217%
HORIZON INDEMNITY $52.28 ↑ +221%
AMERIHEALTH REGIONAL HMO $52.44 ↑ +222%
HORIZON PPO $53.00 ↑ +225%
CIGNA PPO $74.69 ↑ +358%
CIGNA HMO $74.69 ↑ +358%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Cortisol total am at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $88.00 $31.90 – $31.90
Bayshore Medical Center Holmdel $16.30 $16.30 – $74.69
Hackensack University Medical Center Hackensack $16.30 $13.04 – $73.19
Ocean University Medical Center Brick $16.30 $16.30 – $74.69
JFK Johnson Rehabilitation Institute (JRI) Edison $16.30 $16.30 – $76.71
Palisades Medical Center North Bergen $16.30 $16.30 – $74.69
Raritan Bay Medical Center Perth Amboy $16.30 $16.30 – $74.69
Riverview Medical Center Red Bank $16.30 $16.30 – $74.69

All New-jersey hospitals for this procedure →