Cortisol total am at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$16.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$220.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.04 with OPTUM HEALTH vs $223.38 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $13.04 ↓ -20%
AETNA MANAGED MEDICAID $13.30 ↓ -18%
WELLCARE MANAGED MEDICAID $16.30 ↑ +0%
AETNA MEDICARE ADVANTAGE $16.30 ↑ +0%
VACCN ALL PRODUCTS $16.30 ↑ +0%
AMERIGROUP MANAGED MEDICAID $16.30 ↑ +0%
HORIZON MEDICARE ADVANTAGE $16.30 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $16.30 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $16.30 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $16.30 ↑ +0%
CLOVER MEDICARE ADVANTAGE $16.30 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $16.30 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $17.12 ↑ +5%
LHP HEALTH ALL PRODUCTS $20.38 ↑ +25%
KARNA MEDICARE ADVANTAGE $21.68 ↑ +33%
HORIZON MANAGED MEDICAID $25.27 ↑ +55%
OXFORD ALL PRODUCTS $26.50 ↑ +63%
UNITED HEALTHCARE HMO $29.95 ↑ +84%
HORIZON OMNIA $34.71 ↑ +113%
HORIZON WORKERS COMP $36.50 ↑ +124%
INTERGROUP ALL PRODUCTS $37.10 ↑ +128%
HORIZON PIP $39.75 ↑ +144%
BERGEN RISK ALL PRODUCTS $39.75 ↑ +144%
BRIGHTON HEALTH PLAN ALL PRODUCTS $41.87 ↑ +157%
CIGNA BH $42.40 ↑ +160%
ACTIVECARE FIRST MCO ALL PRODUCTS $45.05 ↑ +176%
CHN ALL PRODUCTS $45.05 ↑ +176%
MULTIPLAN - PHCS ALL PRODUCTS $45.05 ↑ +176%
QUALCARE HMO $46.75 ↑ +187%
QUALCARE PPO $46.75 ↑ +187%
QUALCARE WORKERS COMP $46.75 ↑ +187%
HORIZON HMO $50.48 ↑ +210%
HORIZON INDEMNITY $50.74 ↑ +211%
HORIZON SHP $51.06 ↑ +213%
HORIZON FEDERAL $51.69 ↑ +217%
HORIZON PPO $51.69 ↑ +217%
AMERIHEALTH REGIONAL HMO $53.00 ↑ +225%
AMERIHEALTH LOCAL HMO $53.00 ↑ +225%
CIGNA HMO $73.19 ↑ +349%
CIGNA PPO $73.19 ↑ +349%
AETNA PPO $223.38 ↑ +1270%
AETNA HMO $223.38 ↑ +1270%
AETNA ASA $223.38 ↑ +1270%

Visitor-reported prices

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Cortisol total am at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $88.00 $31.90 – $31.90
Bayshore Medical Center Holmdel $16.30 $16.30 – $74.69
Ocean University Medical Center Brick $16.30 $16.30 – $74.69
JFK Johnson Rehabilitation Institute (JRI) Edison $16.30 $16.30 – $76.71
Jersey Shore University Medical Center Neptune City $16.30 $13.04 – $74.69
Palisades Medical Center North Bergen $16.30 $16.30 – $74.69
Raritan Bay Medical Center Perth Amboy $16.30 $16.30 – $74.69
Riverview Medical Center Red Bank $16.30 $16.30 – $74.69

All New-jersey hospitals for this procedure →