Bundled special stain group 1 microorganisms at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$59.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$369.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$59.14 with WELLCARE vs $369.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MANAGED MEDICAID $59.14 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $59.14 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $59.14 ↑ +0%
VACCN ALL PRODUCTS $59.14 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $59.14 ↑ +0%
AETNA MANAGED MEDICAID $61.25 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $62.10 ↑ +5%
AETNA MEDICARE ADVANTAGE $64.46 ↑ +9%
UNITED HEALTHCARE DSNP $70.97 ↑ +20%
SEOUL MEDICAL GROUP ALL PRODUCTS $85.24 ↑ +44%
UNITED HEALTHCARE MANAGED MEDICAID $93.29 ↑ +58%
UNITED HEALTHCARE HMO $111.21 ↑ +88%
OXFORD ALL PRODUCTS $111.21 ↑ +88%
KARNA MEDICARE ADVANTAGE $207.64 ↑ +251%
QUALCARE HMO $214.39 ↑ +263%
HORIZON MANAGED MEDICAID $254.57 ↑ +330%
AETNA HMO $258.30 ↑ +337%
AETNA PPO $258.30 ↑ +337%
HORIZON WORKERS COMP $266.64 ↑ +351%
BEACON ALL PRODUCTS $276.75 ↑ +368%
BERGEN RISK ALL PRODUCTS $276.75 ↑ +368%
HORIZON PIP $281.18 ↑ +375%
QUALCARE PPO $286.71 ↑ +385%
AETNA ASA $288.93 ↑ +389%
HORIZON OMNIA $292.76 ↑ +395%
BRIGHTON HEALTH PLAN ALL PRODUCTS $295.20 ↑ +399%
CIGNA BH $295.20 ↑ +399%
ACTIVECARE FIRST MCO ALL PRODUCTS $313.65 ↑ +430%
MULTIPLAN - PHCS ALL PRODUCTS $313.65 ↑ +430%
AMERIHEALTH LOCAL HMO $322.36 ↑ +445%
QUALCARE WORKERS COMP $324.72 ↑ +449%
CIGNA PPO $352.87 ↑ +497%
CIGNA HMO $352.87 ↑ +497%
HORIZON SHP $358.19 ↑ +506%
HORIZON HMO $360.07 ↑ +509%
HORIZON INDEMNITY $364.02 ↑ +516%
AMERIHEALTH REGIONAL HMO $365.09 ↑ +517%
HORIZON PPO $369.00 ↑ +524%
UBH ALL PRODUCTS not published by hospital
CLOVER MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Bundled special stain group 1 microorganisms at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $59.14 $59.14 – $102.13
Hackensack University Medical Center Hackensack $62.92 $19.33 – $218.71
Ocean University Medical Center Brick $58.39 $14.30 – $207.64
JFK Johnson Rehabilitation Institute (JRI) Edison $59.19 $14.30 – $218.71
Palisades Medical Center North Bergen $62.92 $21.32 – $218.71
Raritan Bay Medical Center Perth Amboy $59.19 $59.19 – $218.71
Riverview Medical Center Red Bank $59.14 $14.95 – $207.64
Southern Ocean Medical Center Manahawkin $58.39 $58.39 – $207.64

All New-jersey hospitals for this procedure →