Bundled special stain group 1 microorganisms at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$62.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$369.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.33 with HORIZON vs $842.06 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $19.33 ↓ -69%
OPTUM HEALTH MANAGED MEDICAID $50.34 ↓ -20%
AETNA MEDICARE ADVANTAGE $62.66 ↓ -0%
VACCN ALL PRODUCTS $62.92 ↑ +0%
HORIZON MEDICARE ADVANTAGE $62.92 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $62.92 ↑ +0%
WELLCARE MANAGED MEDICAID $62.92 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $62.92 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $62.92 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $66.07 ↑ +5%
AETNA MANAGED MEDICAID $92.62 ↑ +47%
SEOUL MEDICAL GROUP ALL PRODUCTS $105.53 ↑ +68%
UNITED HEALTHCARE HMO $114.92 ↑ +83%
OXFORD ALL PRODUCTS $184.50 ↑ +193%
KARNA MEDICARE ADVANTAGE $218.71 ↑ +248%
HORIZON OMNIA $241.66 ↑ +284%
HORIZON WORKERS COMP $254.09 ↑ +304%
INTERGROUP ALL PRODUCTS $258.30 ↑ +311%
BERGEN RISK ALL PRODUCTS $276.75 ↑ +340%
HORIZON PIP $276.75 ↑ +340%
LHP HEALTH ALL PRODUCTS $291.51 ↑ +363%
BRIGHTON HEALTH PLAN ALL PRODUCTS $291.51 ↑ +363%
CIGNA BH $295.20 ↑ +369%
ACTIVECARE FIRST MCO ALL PRODUCTS $313.65 ↑ +398%
CHN ALL PRODUCTS $313.65 ↑ +398%
MULTIPLAN - PHCS ALL PRODUCTS $313.65 ↑ +398%
QUALCARE WORKERS COMP $325.46 ↑ +417%
QUALCARE HMO $325.46 ↑ +417%
QUALCARE PPO $325.46 ↑ +417%
HORIZON HMO $351.44 ↑ +459%
HORIZON INDEMNITY $353.24 ↑ +461%
HORIZON SHP $355.49 ↑ +465%
CIGNA HMO $357.01 ↑ +467%
CIGNA PPO $357.01 ↑ +467%
HORIZON FEDERAL $359.85 ↑ +472%
HORIZON PPO $359.85 ↑ +472%
AMERIHEALTH LOCAL HMO $369.00 ↑ +486%
AMERIHEALTH REGIONAL HMO $369.00 ↑ +486%
AETNA HMO $842.06 ↑ +1238%
AETNA ASA $842.06 ↑ +1238%
AETNA PPO $842.06 ↑ +1238%
AMERIGROUP MANAGED MEDICAID not published by hospital
CLOVER MEDICARE ADVANTAGE not published by hospital

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Bundled special stain group 1 microorganisms at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $59.14 $59.14 – $102.13
Ocean University Medical Center Brick $58.39 $14.30 – $207.64
JFK Johnson Rehabilitation Institute (JRI) Edison $59.19 $14.30 – $218.71
Jersey Shore University Medical Center Neptune City $59.14 $59.14 – $207.64
Palisades Medical Center North Bergen $62.92 $21.32 – $218.71
Raritan Bay Medical Center Perth Amboy $59.19 $59.19 – $218.71
Riverview Medical Center Red Bank $59.14 $14.95 – $207.64
Southern Ocean Medical Center Manahawkin $58.39 $58.39 – $207.64

All New-jersey hospitals for this procedure →