Bis xtracell fluid analysis at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$173.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.78 with AETNA vs $336.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $55.78 ↓ -68%
CLOVER MEDICARE ADVANTAGE $60.48 ↓ -65%
SEOUL MEDICAL GROUP ALL PRODUCTS $77.62 ↓ -55%
VACCN ALL PRODUCTS $173.18 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $173.18 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $173.18 ↑ +0%
WELLCARE MANAGED MEDICAID $173.18 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $173.18 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $181.84 ↑ +5%
AETNA MEDICARE ADVANTAGE $188.77 ↑ +9%
UNITED HEALTHCARE MANAGED MEDICAID $197.90 ↑ +14%
UNITED HEALTHCARE DSNP $207.82 ↑ +20%
KARNA MEDICARE ADVANTAGE $210.39 ↑ +21%
OXFORD ALL PRODUCTS $228.95 ↑ +32%
HORIZON MANAGED MEDICAID $231.81 ↑ +34%
HORIZON WORKERS COMP $242.79 ↑ +40%
BEACON ALL PRODUCTS $252.00 ↑ +46%
BERGEN RISK ALL PRODUCTS $252.00 ↑ +46%
HORIZON PIP $256.03 ↑ +48%
QUALCARE HMO $261.07 ↑ +51%
QUALCARE PPO $261.07 ↑ +51%
AETNA ASA $263.09 ↑ +52%
HORIZON OMNIA $266.58 ↑ +54%
CIGNA BH $268.80 ↑ +55%
UNITED HEALTHCARE HMO $285.50 ↑ +65%
ACTIVECARE FIRST MCO ALL PRODUCTS $285.60 ↑ +65%
MULTIPLAN - PHCS ALL PRODUCTS $285.60 ↑ +65%
AMERIHEALTH LOCAL HMO $293.53 ↑ +69%
QUALCARE WORKERS COMP $295.68 ↑ +71%
AETNA PPO $302.40 ↑ +75%
BRIGHTON HEALTH PLAN ALL PRODUCTS $302.40 ↑ +75%
AETNA HMO $302.40 ↑ +75%
CIGNA HMO $321.32 ↑ +86%
CIGNA PPO $321.32 ↑ +86%
HORIZON SHP $326.16 ↑ +88%
HORIZON HMO $327.87 ↑ +89%
HORIZON INDEMNITY $331.46 ↑ +91%
AMERIHEALTH REGIONAL HMO $332.44 ↑ +92%
HORIZON PPO $336.00 ↑ +94%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Bis xtracell fluid analysis at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $173.18 $173.18 – $207.82
Hackensack University Medical Center Hackensack $184.26 $147.41 – $2,033.00
Ocean University Medical Center Brick $170.99 $104.00 – $210.39
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $104.00 – $1,042.00
Palisades Medical Center North Bergen $184.26 $58.00 – $222.84
Raritan Bay Medical Center Perth Amboy $173.33 $173.33 – $222.84
Riverview Medical Center Red Bank $173.18 $173.18 – $210.39
Southern Ocean Medical Center Manahawkin $170.99 $170.99 – $210.39

All New-jersey hospitals for this procedure →