Bis xtracell fluid analysis at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$184.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.48 with CLOVER vs $2,033.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $60.48 ↓ -67%
AETNA MANAGED MEDICAID $84.34 ↓ -54%
SEOUL MEDICAL GROUP ALL PRODUCTS $96.10 ↓ -48%
OPTUM HEALTH MANAGED MEDICAID $147.41 ↓ -20%
HORIZON MANAGED MEDICAID $166.32 ↓ -10%
AETNA MEDICARE ADVANTAGE $180.64 ↓ -2%
WELLCARE MEDICARE ADVANTAGE $184.26 ↑ +0%
VACCN ALL PRODUCTS $184.26 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $184.26 ↑ +0%
WELLCARE MANAGED MEDICAID $184.26 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $184.26 ↑ +0%
HORIZON MEDICARE ADVANTAGE $184.26 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $193.47 ↑ +5%
HORIZON OMNIA $220.05 ↑ +19%
KARNA MEDICARE ADVANTAGE $222.84 ↑ +21%
HORIZON WORKERS COMP $231.37 ↑ +26%
INTERGROUP ALL PRODUCTS $235.20 ↑ +28%
BERGEN RISK ALL PRODUCTS $252.00 ↑ +37%
HORIZON PIP $252.00 ↑ +37%
LHP HEALTH ALL PRODUCTS $265.44 ↑ +44%
CIGNA BH $268.80 ↑ +46%
CHN ALL PRODUCTS $285.60 ↑ +55%
ACTIVECARE FIRST MCO ALL PRODUCTS $285.60 ↑ +55%
MULTIPLAN - PHCS ALL PRODUCTS $285.60 ↑ +55%
QUALCARE WORKERS COMP $296.35 ↑ +61%
QUALCARE PPO $296.35 ↑ +61%
QUALCARE HMO $296.35 ↑ +61%
BRIGHTON HEALTH PLAN ALL PRODUCTS $302.40 ↑ +64%
AETNA ASA $319.87 ↑ +74%
AETNA PPO $319.87 ↑ +74%
AETNA HMO $319.87 ↑ +74%
HORIZON HMO $320.01 ↑ +74%
HORIZON INDEMNITY $321.65 ↑ +75%
HORIZON SHP $323.70 ↑ +76%
CIGNA HMO $325.08 ↑ +76%
CIGNA PPO $325.08 ↑ +76%
HORIZON PPO $327.67 ↑ +78%
HORIZON FEDERAL $327.67 ↑ +78%
AMERIHEALTH LOCAL HMO $336.00 ↑ +82%
AMERIHEALTH REGIONAL HMO $336.00 ↑ +82%
UNITED HEALTHCARE HMO $2,030.00 ↑ +1002%
OXFORD ALL PRODUCTS $2,033.00 ↑ +1003%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Bis xtracell fluid analysis at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $173.18 $173.18 – $207.82
Ocean University Medical Center Brick $170.99 $104.00 – $210.39
JFK Johnson Rehabilitation Institute (JRI) Edison $173.33 $104.00 – $1,042.00
Jersey Shore University Medical Center Neptune City $173.18 $173.18 – $210.39
Palisades Medical Center North Bergen $184.26 $58.00 – $222.84
Raritan Bay Medical Center Perth Amboy $173.33 $173.33 – $222.84
Riverview Medical Center Red Bank $173.18 $173.18 – $210.39
Southern Ocean Medical Center Manahawkin $170.99 $170.99 – $210.39

All New-jersey hospitals for this procedure →