Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$3,167.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$4,347.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$152.09 with KARNA vs $12,082.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $152.09 ↓ -95%
AETNA MANAGED MEDICAID $721.60 ↓ -77%
CLOVER MEDICARE ADVANTAGE $782.46 ↓ -75%
AETNA MEDICARE ADVANTAGE $921.56 ↓ -71%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,004.16 ↓ -68%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,008.50 ↓ -68%
CIGNA HMO $2,247.00 ↓ -29%
CIGNA PPO $2,518.00 ↓ -21%
UNITED HEALTHCARE MANAGED MEDICAID $2,560.38 ↓ -19%
OXFORD ALL PRODUCTS $2,962.05 ↓ -6%
HORIZON MANAGED MEDICAID $2,999.00 ↓ -5%
WELLCARE MEDICARE ADVANTAGE $3,167.89 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $3,167.89 ↑ +0%
VACCN ALL PRODUCTS $3,167.89 ↑ +0%
WELLCARE MANAGED MEDICAID $3,167.89 ↑ +0%
BEACON ALL PRODUCTS $3,260.25 ↑ +3%
BERGEN RISK ALL PRODUCTS $3,260.25 ↑ +3%
HORIZON PIP $3,312.41 ↑ +5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,326.28 ↑ +5%
QUALCARE PPO $3,377.62 ↑ +7%
QUALCARE HMO $3,377.62 ↑ +7%
AETNA ASA $3,403.70 ↑ +7%
CIGNA BH $3,477.60 ↑ +10%
UNITED HEALTHCARE HMO $3,693.65 ↑ +17%
MULTIPLAN - PHCS ALL PRODUCTS $3,694.95 ↑ +17%
ACTIVECARE FIRST MCO ALL PRODUCTS $3,694.95 ↑ +17%
AMERIHEALTH LOCAL HMO $3,797.54 ↑ +20%
UNITED HEALTHCARE DSNP $3,801.47 ↑ +20%
QUALCARE WORKERS COMP $3,825.36 ↑ +21%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,912.30 ↑ +23%
AETNA PPO $3,912.30 ↑ +23%
AETNA HMO $3,912.30 ↑ +23%
AMERIHEALTH REGIONAL HMO $4,300.92 ↑ +36%
HORIZON OMNIA $9,533.00 ↑ +201%
HORIZON WORKERS COMP $10,149.00 ↑ +220%
HORIZON SHP $10,970.00 ↑ +246%
HORIZON HMO $11,776.00 ↑ +272%
HORIZON INDEMNITY $11,886.00 ↑ +275%
HORIZON PPO $12,082.00 ↑ +281%
AMERIGROUP MANAGED MEDICAID not published by hospital
UBH ALL PRODUCTS not published by hospital

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Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $3,167.89 $3,167.89 – $3,801.47
Hackensack University Medical Center Hackensack $3,370.52 $156.66 – $3,539.05
Ocean University Medical Center Brick $3,127.88 $152.09 – $3,753.45
JFK Johnson Rehabilitation Institute (JRI) Edison $3,170.64 $156.66 – $3,170.64
Palisades Medical Center North Bergen $3,370.52 $156.66 – $3,673.87
Raritan Bay Medical Center Perth Amboy $3,170.64 $156.66 – $3,804.76
Riverview Medical Center Red Bank $3,167.89 $152.09 – $3,801.47
Southern Ocean Medical Center Manahawkin $3,127.88 $152.09 – $3,753.45

All New-jersey hospitals for this procedure →