Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$3,167.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,099.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$672.24 with AETNA vs $10,149.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $672.24 ↓ -79%
CLOVER MEDICARE ADVANTAGE $737.82 ↓ -77%
AETNA MEDICARE ADVANTAGE $741.92 ↓ -77%
SEOUL MEDICAL GROUP ALL PRODUCTS $766.51 ↓ -76%
CIGNA HMO $2,247.00 ↓ -29%
UNITED HEALTHCARE HMO $2,323.72 ↓ -27%
UNITED HEALTHCARE MANAGED MEDICAID $2,414.31 ↓ -24%
HORIZON MANAGED MEDICAID $2,495.88 ↓ -21%
CIGNA PPO $2,518.00 ↓ -21%
HORIZON PIP $2,643.86 ↓ -17%
OXFORD ALL PRODUCTS $2,685.25 ↓ -15%
BERGEN RISK ALL PRODUCTS $3,074.25 ↓ -3%
WELLCARE MEDICARE ADVANTAGE $3,167.89 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $3,167.89 ↑ +0%
VACCN ALL PRODUCTS $3,167.89 ↑ +0%
WELLCARE MANAGED MEDICAID $3,167.89 ↑ +0%
QUALCARE HMO $3,184.92 ↑ +1%
QUALCARE PPO $3,184.92 ↑ +1%
AETNA ASA $3,209.52 ↑ +1%
CIGNA BH $3,279.20 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $3,326.28 ↑ +5%
MULTIPLAN - PHCS ALL PRODUCTS $3,484.15 ↑ +10%
AMERIHEALTH LOCAL HMO $3,521.86 ↑ +11%
QUALCARE WORKERS COMP $3,607.12 ↑ +14%
BRIGHTON HEALTH PLAN ALL PRODUCTS $3,689.10 ↑ +16%
UNITED HEALTHCARE DSNP $3,801.47 ↑ +20%
AMERIHEALTH REGIONAL HMO $3,989.15 ↑ +26%
HORIZON OMNIA $5,853.00 ↑ +85%
HORIZON SHP $6,707.00 ↑ +112%
HORIZON HMO $7,231.00 ↑ +128%
HORIZON INDEMNITY $7,331.00 ↑ +131%
HORIZON PPO $7,402.00 ↑ +134%
AETNA PPO $8,419.00 ↑ +166%
AETNA HMO $8,419.00 ↑ +166%
HORIZON WORKERS COMP $10,149.00 ↑ +220%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

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Biopsy(ies) & aspiration(s) bone marrow diagnostic (both sides) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $3,370.52 $156.66 – $3,539.05
Ocean University Medical Center Brick $3,127.88 $152.09 – $3,753.45
JFK Johnson Rehabilitation Institute (JRI) Edison $3,170.64 $156.66 – $3,170.64
Jersey Shore University Medical Center Neptune City $3,167.89 $152.09 – $3,801.47
Palisades Medical Center North Bergen $3,370.52 $156.66 – $3,673.87
Raritan Bay Medical Center Perth Amboy $3,170.64 $156.66 – $3,804.76
Riverview Medical Center Red Bank $3,167.89 $152.09 – $3,801.47
Southern Ocean Medical Center Manahawkin $3,127.88 $152.09 – $3,753.45

All New-jersey hospitals for this procedure →