Appl modality 1/> areas paraffin bath 97018 at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$7.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.31 with OPTUM HEALTH vs $561.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $6.31 ↓ -20%
OPTUM HEALTH MEDICARE ADVANTAGE $7.89 ↑ +0%
VACCN ALL PRODUCTS $7.89 ↑ +0%
AMERIGROUP MANAGED MEDICAID $7.89 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $8.28 ↑ +5%
AETNA MEDICARE ADVANTAGE $8.60 ↑ +9%
UNITED HEALTHCARE DSNP $9.47 ↑ +20%
KARNA MEDICARE ADVANTAGE $9.53 ↑ +21%
AETNA MANAGED MEDICAID $18.92 ↑ +140%
CLOVER MEDICARE ADVANTAGE $20.52 ↑ +160%
SEOUL MEDICAL GROUP ALL PRODUCTS $26.33 ↑ +234%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $26.45 ↑ +235%
HORIZON MANAGED MEDICAID $60.00 ↑ +660%
UNITED HEALTHCARE MANAGED MEDICAID $67.15 ↑ +751%
HORIZON WORKERS COMP $82.38 ↑ +944%
AETNA PPO $83.79 ↑ +962%
AETNA HMO $83.79 ↑ +962%
HORIZON PIP $86.87 ↑ +1001%
QUALCARE PPO $88.58 ↑ +1023%
AETNA ASA $89.26 ↑ +1031%
HORIZON OMNIA $90.45 ↑ +1046%
CIGNA BH $91.20 ↑ +1056%
ACTIVECARE FIRST MCO ALL PRODUCTS $96.90 ↑ +1128%
MULTIPLAN - PHCS ALL PRODUCTS $96.90 ↑ +1128%
AMERIHEALTH LOCAL HMO $99.59 ↑ +1162%
BRIGHTON HEALTH PLAN ALL PRODUCTS $102.60 ↑ +1200%
QUALCARE WORKERS COMP $103.51 ↑ +1212%
CIGNA HMO $109.02 ↑ +1282%
CIGNA PPO $109.02 ↑ +1282%
HORIZON SHP $110.66 ↑ +1303%
HORIZON HMO $111.24 ↑ +1310%
HORIZON INDEMNITY $112.46 ↑ +1325%
AMERIHEALTH REGIONAL HMO $112.79 ↑ +1330%
HORIZON PPO $114.00 ↑ +1345%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +2739%
WELLCARE MANAGED MEDICAID $224.00 ↑ +2739%
BEACON ALL PRODUCTS $262.00 ↑ +3221%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +3588%
QUALCARE HMO $306.00 ↑ +3778%
UNITED HEALTHCARE HMO $367.00 ↑ +4551%
OXFORD ALL PRODUCTS $561.00 ↑ +7010%
UBH ALL PRODUCTS not published by hospital

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $7.89 $7.89 – $447.00
Hackensack University Medical Center Hackensack $7.89 $6.31 – $406.00
Ocean University Medical Center Brick $7.89 $7.89 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $7.89 $7.89 – $525.00
Palisades Medical Center North Bergen $7.89 $7.89 – $558.00
Raritan Bay Medical Center Perth Amboy $7.89 $7.89 – $471.00
Riverview Medical Center Red Bank $7.89 $7.89 – $464.00
Southern Ocean Medical Center Manahawkin $7.89 $7.89 – $563.00

All New-jersey hospitals for this procedure →