Appl modality 1/> areas paraffin bath 97018 at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$7.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$105.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.89 with AMERIGROUP vs $447.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP MANAGED MEDICAID $7.89 ↑ +0%
AETNA MANAGED MEDICAID $7.89 ↑ +0%
VACCN ALL PRODUCTS $7.89 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $8.28 ↑ +5%
AETNA MEDICARE ADVANTAGE $8.60 ↑ +9%
UNITED HEALTHCARE DSNP $9.47 ↑ +20%
CLOVER MEDICARE ADVANTAGE $18.90 ↑ +140%
SEOUL MEDICAL GROUP ALL PRODUCTS $19.64 ↑ +149%
HORIZON MANAGED MEDICAID $60.00 ↑ +660%
UNITED HEALTHCARE MANAGED MEDICAID $61.85 ↑ +684%
HORIZON WORKERS COMP $67.73 ↑ +758%
HORIZON PIP $67.73 ↑ +758%
HORIZON OMNIA $71.70 ↑ +809%
AETNA PPO $76.37 ↑ +868%
AETNA HMO $76.37 ↑ +868%
QUALCARE PPO $81.59 ↑ +934%
AETNA ASA $82.22 ↑ +942%
CIGNA BH $84.00 ↑ +965%
HORIZON SHP $87.69 ↑ +1011%
HORIZON HMO $88.55 ↑ +1022%
MULTIPLAN - PHCS ALL PRODUCTS $89.25 ↑ +1031%
HORIZON INDEMNITY $89.82 ↑ +1038%
AMERIHEALTH LOCAL HMO $90.22 ↑ +1043%
HORIZON PPO $90.64 ↑ +1049%
BRIGHTON HEALTH PLAN ALL PRODUCTS $94.50 ↑ +1098%
CIGNA HMO $100.41 ↑ +1173%
CIGNA PPO $100.41 ↑ +1173%
AMERIHEALTH REGIONAL HMO $102.19 ↑ +1195%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +2739%
WELLCARE MANAGED MEDICAID $224.00 ↑ +2739%
QUALCARE WORKERS COMP $278.00 ↑ +3423%
BERGEN RISK ALL PRODUCTS $291.00 ↑ +3588%
QUALCARE HMO $306.00 ↑ +3778%
UNITED HEALTHCARE HMO $359.00 ↑ +4450%
OXFORD ALL PRODUCTS $447.00 ↑ +5565%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $7.89 $6.31 – $406.00
Ocean University Medical Center Brick $7.89 $7.89 – $525.00
JFK Johnson Rehabilitation Institute (JRI) Edison $7.89 $7.89 – $525.00
Jersey Shore University Medical Center Neptune City $7.89 $6.31 – $561.00
Palisades Medical Center North Bergen $7.89 $7.89 – $558.00
Raritan Bay Medical Center Perth Amboy $7.89 $7.89 – $471.00
Riverview Medical Center Red Bank $7.89 $7.89 – $464.00
Southern Ocean Medical Center Manahawkin $7.89 $7.89 – $563.00

All New-jersey hospitals for this procedure →