Family therapy with patient 50 min 90847 at Childrens Specialized Hospital

150 New Providence Rd, Mountainside, NJ · RWJBarnabas Health · · NPI 1396886297

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$243.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$486.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$195.00 with Aetna vs $476.28 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna HMO $195.00 ↓ -20%
Aetna PPO $195.00 ↓ -20%
First Health Commercial $291.60 ↑ +20%
Cigna HMO $292.71 ↑ +20%
Cigna PPO $292.71 ↑ +20%
Emblem Health Commercial $330.48 ↑ +36%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $345.80 ↑ +42%
Amerihealth Local Value $368.19 ↑ +52%
Amerihealth Regional Preferred $368.19 ↑ +52%
Wellpoint NJ Family Care $371.59 ↑ +53%
Aetna Better Health $371.59 ↑ +53%
Fidelis Care NJ Family Care $371.59 ↑ +53%
Qualcare Inc PPO $379.08 ↑ +56%
Qualcare Inc HMO $379.08 ↑ +56%
Horizon Blue Cross Blue Shield of New Jersey Managed $476.28 ↑ +96%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $476.28 ↑ +96%

Visitor-reported prices

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Family therapy with patient 50 min 90847 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $198.80 $60.00 – $361.60
Trinitas Regional Medical Center Elizabeth $112.43 $126.45 – $351.18
Saint Barnabas Behavioral Health Center Toms River $264.18 $113.73 – $175.59
Cooperman Barnabas Medical Center Livingston $126.92 $126.45 – $360.52
Clara Maass Medical Center Belleville $119.14 $126.45 – $358.72
Newark Beth Israel Medical Center Newark $124.77 $126.45 – $360.52
Jersey City Medical Center Jersey City $124.47 $126.45 – $376.53
Monmouth Medical Center Long Branch $131.06 $126.45 – $353.90

All New-jersey hospitals for this procedure →