Brain MRI (with contrast) at Childrens Specialized Hospital
150 New Providence Rd, Mountainside, NJ · RWJBarnabas Health · · NPI 1396886297
$1,728.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,456.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$352.00 with Horizon Blue Cross Blue Shield of New Jersey vs $3,386.88 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $352.00 | ↓ -80% |
| First Health | Commercial | $2,073.60 | ↑ +20% |
| Cigna | PPO | $2,081.54 | ↑ +20% |
| Cigna | HMO | $2,081.54 | ↑ +20% |
| Emblem Health | Commercial | $2,350.08 | ↑ +36% |
| Amerihealth | Regional Preferred | $2,618.26 | ↑ +52% |
| Amerihealth | Local Value | $2,618.26 | ↑ +52% |
| Aetna | Better Health | $2,642.45 | ↑ +53% |
| Wellpoint | NJ Family Care | $2,642.45 | ↑ +53% |
| Fidelis Care | NJ Family Care | $2,642.45 | ↑ +53% |
| Aetna | HMO | $2,661.12 | ↑ +54% |
| Aetna | PPO | $2,661.12 | ↑ +54% |
| Qualcare Inc | HMO | $2,695.68 | ↑ +56% |
| Qualcare Inc | PPO | $2,695.68 | ↑ +56% |
| United Healthcare | Community Plan | $2,721.60 | ↑ +58% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $3,386.88 | ↑ +96% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $3,386.88 | ↑ +96% |
Visitor-reported prices
Comments
Brain MRI (with contrast) at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $678.53 | $144.46 – $1,037.77 |
| Cooperman Barnabas Medical Center | Livingston | $766.01 | $400.67 – $2,072.00 |
| Community Medical Center | Toms River | $749.75 | $326.00 – $2,072.00 |
| Clara Maass Medical Center | Belleville | $719.02 | $326.00 – $2,072.00 |
| Newark Beth Israel Medical Center | Newark | $753.00 | $148.71 – $2,072.00 |
| Jersey City Medical Center | Jersey City | $751.19 | $186.95 – $2,010.00 |
| Monmouth Medical Center | Long Branch | $790.96 | $326.00 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $395.29 | $395.29 – $4,332.00 |