Aep thrshld est mlt freq i&r at Childrens Specialized Hospital

150 New Providence Rd, Mountainside, NJ · RWJBarnabas Health · · NPI 1396886297

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$280.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$560.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$139.11 with Horizon Blue Cross Blue Shield of New Jersey vs $548.80 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $139.11 ↓ -50%
First Health Commercial $336.00 ↑ +20%
Cigna PPO $337.28 ↑ +20%
Cigna HMO $337.28 ↑ +20%
Emblem Health Commercial $380.80 ↑ +36%
United Healthcare Nexus $394.00 ↑ +41%
United Healthcare Oxford Metro $394.00 ↑ +41%
Amerihealth Regional Preferred $424.25 ↑ +52%
Amerihealth Local Value $424.25 ↑ +52%
Aetna Better Health $428.17 ↑ +53%
Fidelis Care NJ Family Care $428.17 ↑ +53%
Wellpoint NJ Family Care $428.17 ↑ +53%
Aetna PPO $431.20 ↑ +54%
Aetna HMO $431.20 ↑ +54%
Qualcare Inc HMO $436.80 ↑ +56%
Qualcare Inc PPO $436.80 ↑ +56%
United Healthcare Community Plan $441.00 ↑ +58%
United Healthcare Commercial $464.00 ↑ +66%
United Healthcare Oxford Commercial $464.00 ↑ +66%
Horizon Blue Cross Blue Shield of New Jersey Managed $548.80 ↑ +96%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $548.80 ↑ +96%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Aep thrshld est mlt freq i&r at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $401.12 $105.92 – $698.74
Newark Beth Israel Medical Center Newark $394.31 $59.07 – $698.74
Jersey City Medical Center Jersey City $393.36 $74.26 – $729.77
Monmouth Medical Center Long Branch $414.18 $209.30 – $685.91
Bayshore Medical Center Holmdel $344.68 $304.00 – $465.00
Hackensack University Medical Center Hackensack $366.72 $195.17 – $487.00
Ocean University Medical Center Brick $340.32 $116.00 – $499.00
JFK Johnson Rehabilitation Institute (JRI) Edison $344.98 $116.00 – $627.00

All New-jersey hospitals for this procedure →