X-ray exam entire spi 6/> vw at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$116.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$523.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.14 with CLOVER vs $4,332.00 with BERGEN RISK — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $94.14 ↓ -19%
AETNA MANAGED MEDICAID $96.76 ↓ -17%
SEOUL MEDICAL GROUP ALL PRODUCTS $107.22 ↓ -8%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $116.22 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $116.22 ↑ +0%
WELLCARE MANAGED MEDICAID $116.22 ↑ +0%
VACCN ALL PRODUCTS $116.22 ↑ +0%
AMERIHEALTH LOCAL HMO $119.35 ↑ +3%
AMERIHEALTH REGIONAL HMO $121.41 ↑ +4%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $122.03 ↑ +5%
AETNA MEDICARE ADVANTAGE $126.68 ↑ +9%
UNITED HEALTHCARE DSNP $139.46 ↑ +20%
KARNA MEDICARE ADVANTAGE $182.02 ↑ +57%
AETNA PPO $186.94 ↑ +61%
AETNA HMO $186.94 ↑ +61%
CIGNA PPO $278.87 ↑ +140%
CIGNA HMO $278.87 ↑ +140%
OXFORD ALL PRODUCTS $282.94 ↑ +143%
UNITED HEALTHCARE HMO $295.04 ↑ +154%
HORIZON PIP $340.47 ↑ +193%
HORIZON WORKERS COMP $351.40 ↑ +202%
BRIGHTON HEALTH PLAN ALL PRODUCTS $360.87 ↑ +211%
HORIZON OMNIA $377.66 ↑ +225%
AETNA ASA $409.51 ↑ +252%
CIGNA BH $418.40 ↑ +260%
MULTIPLAN - PHCS ALL PRODUCTS $444.55 ↑ +283%
HORIZON SHP $448.94 ↑ +286%
HORIZON INDEMNITY $465.47 ↑ +301%
HORIZON HMO $465.78 ↑ +301%
QUALCARE WORKERS COMP $474.88 ↑ +309%
QUALCARE HMO $474.88 ↑ +309%
QUALCARE PPO $474.88 ↑ +309%
HORIZON PPO $478.13 ↑ +311%
UNITED HEALTHCARE MANAGED MEDICAID $951.00 ↑ +718%
BERGEN RISK ALL PRODUCTS $4,332.00 ↑ +3627%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray exam entire spi 6/> vw at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $162.92 $51.50 – $411.24
Community Medical Center Toms River $180.02 $73.75 – $411.24
Childrens Specialized Hospital Mountainside $242.50 $44.97 – $655.00
Newark Beth Israel Medical Center Newark $208.71 $53.01 – $411.24
Jersey City Medical Center Jersey City $180.37 $66.65 – $411.24
Monmouth Medical Center Long Branch $189.91 $73.75 – $411.24
Bayshore Medical Center Holmdel $117.70 $117.70 – $4,332.00
Hackensack University Medical Center Hackensack $125.23 $66.86 – $4,332.00

All New-jersey hospitals for this procedure →