Psychotherapy patient individual therapy 60 minutes at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$175.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$605.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.26 with HORIZON vs $595.08 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BH $90.26 ↓ -49%
CLOVER MEDICARE ADVANTAGE $108.90 ↓ -38%
AETNA MANAGED MEDICAID $111.93 ↓ -36%
SEOUL MEDICAL GROUP ALL PRODUCTS $124.03 ↓ -29%
VACCN ALL PRODUCTS $175.59 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $175.59 ↑ +0%
WELLCARE MANAGED MEDICAID $175.59 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $175.59 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $184.37 ↑ +5%
AETNA MEDICARE ADVANTAGE $191.40 ↑ +9%
UNITED HEALTHCARE DSNP $210.71 ↑ +20%
KARNA MEDICARE ADVANTAGE $217.67 ↑ +24%
UNITED HEALTHCARE MANAGED MEDICAID $356.35 ↑ +103%
HORIZON MANAGED MEDICAID $383.45 ↑ +118%
HORIZON PIP $393.86 ↑ +124%
OXFORD ALL PRODUCTS $396.00 ↑ +126%
HORIZON WORKERS COMP $406.50 ↑ +132%
HORIZON OMNIA $436.87 ↑ +149%
BERGEN RISK ALL PRODUCTS $453.75 ↑ +158%
UNITED HEALTHCARE HMO $469.96 ↑ +168%
AETNA ASA $473.72 ↑ +170%
CIGNA BH $484.00 ↑ +176%
MULTIPLAN - PHCS ALL PRODUCTS $514.25 ↑ +193%
HORIZON SHP $519.33 ↑ +196%
AMERIHEALTH LOCAL HMO $525.38 ↑ +199%
HORIZON INDEMNITY $538.45 ↑ +207%
HORIZON HMO $538.81 ↑ +207%
BRIGHTON HEALTH PLAN ALL PRODUCTS $544.50 ↑ +210%
AETNA HMO $544.62 ↑ +210%
AETNA PPO $544.62 ↑ +210%
QUALCARE HMO $549.34 ↑ +213%
QUALCARE PPO $549.34 ↑ +213%
QUALCARE WORKERS COMP $549.34 ↑ +213%
HORIZON PPO $553.09 ↑ +215%
CIGNA PPO $578.56 ↑ +229%
CIGNA HMO $578.56 ↑ +229%
AMERIHEALTH REGIONAL HMO $595.08 ↑ +239%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $242.00 $75.03 – $440.00
Trinitas Regional Medical Center Elizabeth $106.42 $90.26 – $351.18
Saint Barnabas Behavioral Health Center Toms River $162.63 $137.23 – $175.59
Cooperman Barnabas Medical Center Livingston $120.14 $90.26 – $360.52
Clara Maass Medical Center Belleville $112.77 $90.26 – $358.72
Childrens Specialized Hospital Mountainside $183.50 $195.00 – $246.83
Newark Beth Israel Medical Center Newark $118.10 $90.26 – $360.52
Jersey City Medical Center Jersey City $117.82 $90.26 – $376.53

All New-jersey hospitals for this procedure →