Ot evaluation high complexity patient/family at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$128.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$583.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.00 with HORIZON vs $573.44 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $60.00 ↓ -53%
CLOVER MEDICARE ADVANTAGE $104.94 ↓ -19%
AETNA MANAGED MEDICAID $107.86 ↓ -16%
SEOUL MEDICAL GROUP ALL PRODUCTS $119.52 ↓ -7%
VACCN ALL PRODUCTS $128.99 ↑ +0%
AMERIGROUP MANAGED MEDICAID $128.99 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $135.44 ↑ +5%
AETNA MEDICARE ADVANTAGE $140.60 ↑ +9%
UNITED HEALTHCARE DSNP $154.79 ↑ +20%
QUALCARE HMO $160.00 ↑ +24%
KARNA MEDICARE ADVANTAGE $167.77 ↑ +30%
WELLCARE MANAGED MEDICAID $224.00 ↑ +74%
WELLCARE MEDICARE ADVANTAGE $224.00 ↑ +74%
QUALCARE WORKERS COMP $257.00 ↑ +99%
QUALCARE PPO $257.00 ↑ +99%
UNITED HEALTHCARE MANAGED MEDICAID $343.39 ↑ +166%
BERGEN RISK ALL PRODUCTS $366.00 ↑ +184%
HORIZON PIP $379.53 ↑ +194%
HORIZON WORKERS COMP $391.72 ↑ +204%
UNITED HEALTHCARE HMO $409.00 ↑ +217%
HORIZON OMNIA $420.98 ↑ +226%
AETNA ASA $456.49 ↑ +254%
CIGNA BH $466.40 ↑ +262%
OXFORD ALL PRODUCTS $488.00 ↑ +278%
MULTIPLAN - PHCS ALL PRODUCTS $495.55 ↑ +284%
HORIZON SHP $500.45 ↑ +288%
AMERIHEALTH LOCAL HMO $506.28 ↑ +292%
BRIGHTON HEALTH PLAN ALL PRODUCTS $517.00 ↑ +301%
HORIZON INDEMNITY $518.87 ↑ +302%
HORIZON HMO $519.22 ↑ +303%
HORIZON PPO $532.98 ↑ +313%
AETNA PPO $538.69 ↑ +318%
AETNA HMO $538.69 ↑ +318%
CIGNA PPO $557.52 ↑ +332%
CIGNA HMO $557.52 ↑ +332%
AMERIHEALTH REGIONAL HMO $573.44 ↑ +345%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Ot evaluation high complexity patient/family at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $120.69 $51.75 – $170.00
Childrens Specialized Hospital Mountainside $412.50 $237.00 – $394.00
Bayshore Medical Center Holmdel $128.99 $128.99 – $749.00
Hackensack University Medical Center Hackensack $128.99 $54.05 – $406.00
Ocean University Medical Center Brick $128.99 $60.00 – $517.00
JFK Johnson Rehabilitation Institute (JRI) Edison $128.99 $60.00 – $523.00
Jersey Shore University Medical Center Neptune City $128.99 $103.19 – $517.00
Palisades Medical Center North Bergen $128.99 $118.00 – $612.00

All New-jersey hospitals for this procedure →