Ot evaluation high complexity patient/family at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$128.99
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$583.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$99.69 with AETNA vs $797.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $99.69 | ↓ -23% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $101.44 | ↓ -21% |
| CLOVER | MEDICARE ADVANTAGE | $104.94 | ↓ -19% |
| HORIZON | MANAGED MEDICAID | $118.00 | ↓ -9% |
| VACCN | ALL PRODUCTS | $128.99 | ↑ +0% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $128.99 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $128.99 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $128.99 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $128.99 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $128.99 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $128.99 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $135.44 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $140.60 | ↑ +9% |
| KARNA | MEDICARE ADVANTAGE | $174.40 | ↑ +35% |
| WELLCARE | MEDICARE ADVANTAGE | $224.00 | ↑ +74% |
| BERGEN RISK | ALL PRODUCTS | $366.00 | ↑ +184% |
| HORIZON | OMNIA | $398.89 | ↑ +209% |
| HORIZON | WORKERS COMP | $401.45 | ↑ +211% |
| AETNA | PPO | $432.18 | ↑ +235% |
| AETNA | HMO | $432.18 | ↑ +235% |
| HORIZON | PIP | $437.25 | ↑ +239% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $466.40 | ↑ +262% |
| HORIZON | SHP | $478.58 | ↑ +271% |
| AMERIHEALTH | LOCAL HMO | $488.15 | ↑ +278% |
| HORIZON | HMO | $492.98 | ↑ +282% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $495.55 | ↑ +284% |
| HORIZON | INDEMNITY | $496.83 | ↑ +285% |
| HORIZON | PPO | $505.46 | ↑ +292% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $517.00 | ↑ +301% |
| QUALCARE | WORKERS COMP | $539.86 | ↑ +319% |
| QUALCARE | HMO | $539.86 | ↑ +319% |
| QUALCARE | PPO | $539.86 | ↑ +319% |
| AMERIHEALTH | REGIONAL HMO | $544.81 | ↑ +322% |
| CIGNA | PPO | $557.52 | ↑ +332% |
| CIGNA | HMO | $557.52 | ↑ +332% |
| OXFORD | ALL PRODUCTS | $612.00 | ↑ +374% |
| UNITED HEALTHCARE | HMO | $797.00 | ↑ +518% |
Visitor-reported prices
Comments
Ot evaluation high complexity patient/family at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $120.69 | $51.75 – $170.00 |
| Childrens Specialized Hospital | Mountainside | $412.50 | $237.00 – $394.00 |
| Bayshore Medical Center | Holmdel | $128.99 | $128.99 – $749.00 |
| Hackensack University Medical Center | Hackensack | $128.99 | $54.05 – $406.00 |
| Ocean University Medical Center | Brick | $128.99 | $60.00 – $517.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $128.99 | $60.00 – $523.00 |
| Jersey Shore University Medical Center | Neptune City | $128.99 | $103.19 – $517.00 |
| Raritan Bay Medical Center | Perth Amboy | $128.99 | $90.00 – $517.00 |