Nr lnr acclrtr tx max 5 sessions at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,919.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$35,474.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,850.75 with KARNA vs $33,923.79 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $1,850.75 ↓ -4%
WELLCARE MEDICARE ADVANTAGE $1,919.00 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,919.00 ↑ +0%
WELLCARE MANAGED MEDICAID $1,919.00 ↑ +0%
VACCN ALL PRODUCTS $1,919.00 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $2,014.95 ↑ +5%
AETNA MEDICARE ADVANTAGE $2,091.71 ↑ +9%
UNITED HEALTHCARE DSNP $2,302.80 ↑ +20%
CLOVER MEDICARE ADVANTAGE $6,385.32 ↑ +233%
AETNA MANAGED MEDICAID $6,562.69 ↑ +242%
SEOUL MEDICAL GROUP ALL PRODUCTS $7,272.17 ↑ +279%
AMERIHEALTH LOCAL HMO $10,319.39 ↑ +438%
AMERIHEALTH REGIONAL HMO $11,287.83 ↑ +488%
UNITED HEALTHCARE MANAGED MEDICAID $20,894.19 ↑ +989%
QUALCARE HMO $21,431.00 ↑ +1017%
QUALCARE WORKERS COMP $22,558.00 ↑ +1076%
QUALCARE PPO $22,558.00 ↑ +1076%
HORIZON PIP $23,093.57 ↑ +1103%
OXFORD ALL PRODUCTS $23,306.42 ↑ +1115%
HORIZON WORKERS COMP $23,834.98 ↑ +1142%
HORIZON OMNIA $25,615.78 ↑ +1235%
BERGEN RISK ALL PRODUCTS $26,605.50 ↑ +1286%
UNITED HEALTHCARE HMO $27,556.20 ↑ +1336%
AETNA ASA $27,776.14 ↑ +1347%
CIGNA BH $28,379.20 ↑ +1379%
BRIGHTON HEALTH PLAN ALL PRODUCTS $29,798.16 ↑ +1453%
MULTIPLAN - PHCS ALL PRODUCTS $30,152.90 ↑ +1471%
HORIZON SHP $30,450.88 ↑ +1487%
HORIZON INDEMNITY $31,571.86 ↑ +1545%
HORIZON HMO $31,593.14 ↑ +1546%
AETNA PPO $32,409.05 ↑ +1589%
AETNA HMO $32,409.05 ↑ +1589%
HORIZON PPO $32,430.33 ↑ +1590%
CIGNA HMO $33,923.79 ↑ +1668%
CIGNA PPO $33,923.79 ↑ +1668%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

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Nr lnr acclrtr tx max 5 sessions at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $4,355.20 $376.15 – $5,715.00
Cooperman Barnabas Medical Center Livingston $4,751.22 $1,639.00 – $6,289.00
Community Medical Center Toms River $4,812.30 $1,672.00 – $5,176.00
Clara Maass Medical Center Belleville $4,400.26 $1,639.00 – $4,435.00
Newark Beth Israel Medical Center Newark $4,670.50 $539.01 – $4,831.00
Jersey City Medical Center Jersey City $4,821.58 $677.61 – $5,514.00
Monmouth Medical Center Long Branch $5,076.81 $1,639.00 – $5,277.00
Bayshore Medical Center Holmdel $1,943.55 $1,943.55 – $21,431.00

All New-jersey hospitals for this procedure →