Nr lnr acclrtr tx max 5 sessions at Monmouth Medical Center

300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$5,076.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$23,203.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,639.00 with Horizon Blue Cross Blue Shield of New Jersey vs $22,439.62 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $1,639.00 ↓ -68%
Humana Medicare $1,943.55 ↓ -62%
Wellpoint Medicare Advantage $1,943.55 ↓ -62%
Aetna Medicare $1,943.55 ↓ -62%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $1,943.55 ↓ -62%
Fidelis Care Medicare Advantage $1,943.55 ↓ -62%
Clover Health Medicare Advantage $1,943.55 ↓ -62%
United Healthcare Medicare $1,957.38 ↓ -61%
Amerihealth Regional Preferred $2,676.00 ↓ -47%
Amerihealth Local Value $2,944.00 ↓ -42%
Emblem Health Commercial $3,401.21 ↓ -33%
Wellcare Ambetter Health Commercial $3,867.66 ↓ -24%
United Healthcare Oxford Metro $4,486.00 ↓ -12%
United Healthcare Nexus $4,486.00 ↓ -12%
Cigna Local Plus $5,277.00 ↑ +4%
United Healthcare Oxford Commercial $5,278.00 ↑ +4%
United Healthcare Commercial $5,278.00 ↑ +4%
United Healthcare Community Plan $5,765.94 ↑ +14%
Fidelis Care NJ Family Care $5,877.31 ↑ +16%
Aetna Better Health $6,315.85 ↑ +24%
Cigna HMO $6,705.00 ↑ +32%
Cigna PPO $7,062.00 ↑ +39%
Aetna PPO $7,361.00 ↑ +45%
Aetna HMO $7,361.00 ↑ +45%
Wellpoint NJ Family Care $13,225.71 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Omnia $13,369.56 ↑ +163%
First Health Commercial $13,921.80 ↑ +174%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $15,191.00 ↑ +199%
Horizon Blue Cross Blue Shield of New Jersey Managed $16,098.24 ↑ +217%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $16,251.38 ↑ +220%
Qualcare Inc HMO/POS $17,819.90 ↑ +251%
Qualcare Inc PPO/WC $19,003.25 ↑ +274%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $21,845.62 ↑ +330%
Horizon Blue Cross Blue Shield of New Jersey PIP $22,439.62 ↑ +342%

Visitor-reported prices

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Nr lnr acclrtr tx max 5 sessions at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $4,355.20 $376.15 – $5,715.00
Cooperman Barnabas Medical Center Livingston $4,751.22 $1,639.00 – $6,289.00
Community Medical Center Toms River $4,812.30 $1,672.00 – $5,176.00
Clara Maass Medical Center Belleville $4,400.26 $1,639.00 – $4,435.00
Newark Beth Israel Medical Center Newark $4,670.50 $539.01 – $4,831.00
Jersey City Medical Center Jersey City $4,821.58 $677.61 – $5,514.00
Bayshore Medical Center Holmdel $1,943.55 $1,943.55 – $21,431.00
Hackensack University Medical Center Hackensack $2,067.87 $663.00 – $2,171.26

All New-jersey hospitals for this procedure →