Intrm oph exam est patient at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$140.84

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$372.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.96 with CLOVER vs $365.90 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $66.96 ↓ -52%
AETNA MANAGED MEDICAID $68.82 ↓ -51%
SEOUL MEDICAL GROUP ALL PRODUCTS $76.26 ↓ -46%
KARNA MEDICARE ADVANTAGE $81.75 ↓ -42%
VACCN ALL PRODUCTS $140.84 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $140.84 ↑ +0%
WELLCARE MANAGED MEDICAID $140.84 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $140.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $147.88 ↑ +5%
AETNA MEDICARE ADVANTAGE $153.51 ↑ +9%
UNITED HEALTHCARE DSNP $169.01 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $219.11 ↑ +56%
HORIZON MANAGED MEDICAID $235.77 ↑ +67%
HORIZON PIP $242.17 ↑ +72%
HORIZON WORKERS COMP $249.95 ↑ +77%
OXFORD ALL PRODUCTS $264.45 ↑ +88%
HORIZON OMNIA $268.62 ↑ +91%
BERGEN RISK ALL PRODUCTS $279.00 ↑ +98%
UNITED HEALTHCARE HMO $288.97 ↑ +105%
AETNA ASA $291.28 ↑ +107%
CIGNA BH $297.60 ↑ +111%
MULTIPLAN - PHCS ALL PRODUCTS $316.20 ↑ +125%
HORIZON SHP $319.32 ↑ +127%
AMERIHEALTH LOCAL HMO $323.04 ↑ +129%
HORIZON INDEMNITY $331.08 ↑ +135%
HORIZON HMO $331.30 ↑ +135%
BRIGHTON HEALTH PLAN ALL PRODUCTS $334.80 ↑ +138%
AETNA HMO $334.87 ↑ +138%
AETNA PPO $334.87 ↑ +138%
QUALCARE HMO $337.78 ↑ +140%
QUALCARE PPO $337.78 ↑ +140%
QUALCARE WORKERS COMP $337.78 ↑ +140%
HORIZON PPO $340.08 ↑ +141%
CIGNA PPO $355.74 ↑ +153%
CIGNA HMO $355.74 ↑ +153%
AMERIHEALTH REGIONAL HMO $365.90 ↑ +160%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Intrm oph exam est patient at other New-jersey hospitals

Hospital City Cash price Negotiated range
Jersey City Medical Center Jersey City $47.37 $52.60 – $302.02
Bayshore Medical Center Holmdel $142.64 $142.64 – $171.17
Hackensack University Medical Center Hackensack $151.77 $84.56 – $4,994.00
Ocean University Medical Center Brick $140.84 $81.75 – $2,080.00
JFK Johnson Rehabilitation Institute (JRI) Edison $142.76 $84.56 – $2,437.00
Jersey Shore University Medical Center Neptune City $142.64 $81.75 – $171.17
Palisades Medical Center North Bergen $151.77 $57.56 – $576.00
Raritan Bay Medical Center Perth Amboy $142.76 $73.05 – $171.32

All New-jersey hospitals for this procedure →