Ghs flow volume loop at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$340.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$495.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.02 with KARNA vs $818.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $66.02 ↓ -81%
CLOVER MEDICARE ADVANTAGE $89.10 ↓ -74%
AETNA MANAGED MEDICAID $91.58 ↓ -73%
SEOUL MEDICAL GROUP ALL PRODUCTS $101.48 ↓ -70%
UNITED HEALTHCARE MANAGED MEDICAID $291.56 ↓ -14%
HORIZON MANAGED MEDICAID $313.73 ↓ -8%
HORIZON PIP $322.25 ↓ -5%
HORIZON WORKERS COMP $332.59 ↓ -2%
WELLCARE MEDICARE ADVANTAGE $340.32 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $340.32 ↑ +0%
VACCN ALL PRODUCTS $340.32 ↑ +0%
WELLCARE MANAGED MEDICAID $340.32 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $357.34 ↑ +5%
HORIZON OMNIA $357.44 ↑ +5%
AETNA MEDICARE ADVANTAGE $370.95 ↑ +9%
BERGEN RISK ALL PRODUCTS $371.25 ↑ +9%
AETNA ASA $387.59 ↑ +14%
OXFORD ALL PRODUCTS $392.00 ↑ +15%
CIGNA BH $396.00 ↑ +16%
UNITED HEALTHCARE DSNP $408.39 ↑ +20%
MULTIPLAN - PHCS ALL PRODUCTS $420.75 ↑ +24%
HORIZON SHP $424.91 ↑ +25%
AMERIHEALTH LOCAL HMO $429.86 ↑ +26%
HORIZON INDEMNITY $440.55 ↑ +29%
HORIZON HMO $440.85 ↑ +30%
BRIGHTON HEALTH PLAN ALL PRODUCTS $445.50 ↑ +31%
AETNA HMO $445.60 ↑ +31%
AETNA PPO $445.60 ↑ +31%
QUALCARE WORKERS COMP $449.46 ↑ +32%
QUALCARE PPO $449.46 ↑ +32%
QUALCARE HMO $449.46 ↑ +32%
HORIZON PPO $452.53 ↑ +33%
CIGNA HMO $473.37 ↑ +39%
CIGNA PPO $473.37 ↑ +39%
AMERIHEALTH REGIONAL HMO $486.88 ↑ +43%
UNITED HEALTHCARE HMO $818.00 ↑ +140%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Ghs flow volume loop at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $344.68 $344.68 – $910.00
Hackensack University Medical Center Hackensack $366.72 $69.21 – $5,456.00
Ocean University Medical Center Brick $340.32 $66.02 – $408.39
JFK Johnson Rehabilitation Institute (JRI) Edison $344.98 $69.21 – $610.00
Jersey Shore University Medical Center Neptune City $344.68 $66.02 – $676.00
Palisades Medical Center North Bergen $366.72 $69.21 – $1,815.00
Raritan Bay Medical Center Perth Amboy $344.98 $69.21 – $464.00
Riverview Medical Center Red Bank $344.68 $66.02 – $1,550.00

All New-jersey hospitals for this procedure →