Ghs flow volume loop at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$366.72
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$619.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$69.21 with KARNA vs $5,456.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $69.21 | ↓ -81% |
| CLOVER | MEDICARE ADVANTAGE | $111.42 | ↓ -70% |
| AETNA | MANAGED MEDICAID | $155.37 | ↓ -58% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $177.03 | ↓ -52% |
| OPTUM HEALTH | MANAGED MEDICAID | $293.38 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $306.41 | ↓ -16% |
| AETNA | MEDICARE ADVANTAGE | $362.98 | ↓ -1% |
| WELLCARE | MANAGED MEDICAID | $366.72 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| VACCN | ALL PRODUCTS | $366.72 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $366.72 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $385.06 | ↑ +5% |
| HORIZON | OMNIA | $405.38 | ↑ +11% |
| HORIZON | WORKERS COMP | $426.24 | ↑ +16% |
| INTERGROUP | ALL PRODUCTS | $433.30 | ↑ +18% |
| HORIZON | PIP | $464.25 | ↑ +27% |
| BERGEN RISK | ALL PRODUCTS | $464.25 | ↑ +27% |
| LHP HEALTH | ALL PRODUCTS | $489.01 | ↑ +33% |
| CIGNA | BH | $495.20 | ↑ +35% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $526.15 | ↑ +43% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $526.15 | ↑ +43% |
| CHN | ALL PRODUCTS | $526.15 | ↑ +43% |
| QUALCARE | HMO | $545.96 | ↑ +49% |
| QUALCARE | PPO | $545.96 | ↑ +49% |
| QUALCARE | WORKERS COMP | $545.96 | ↑ +49% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $557.10 | ↑ +52% |
| AETNA | ASA | $589.29 | ↑ +61% |
| AETNA | PPO | $589.29 | ↑ +61% |
| AETNA | HMO | $589.29 | ↑ +61% |
| HORIZON | HMO | $589.54 | ↑ +61% |
| HORIZON | INDEMNITY | $592.57 | ↑ +62% |
| HORIZON | SHP | $596.34 | ↑ +63% |
| CIGNA | HMO | $598.88 | ↑ +63% |
| CIGNA | PPO | $598.88 | ↑ +63% |
| HORIZON | PPO | $603.65 | ↑ +65% |
| HORIZON | FEDERAL | $603.65 | ↑ +65% |
| AMERIHEALTH | LOCAL HMO | $619.00 | ↑ +69% |
| AMERIHEALTH | REGIONAL HMO | $619.00 | ↑ +69% |
| OXFORD | ALL PRODUCTS | $5,390.00 | ↑ +1370% |
| UNITED HEALTHCARE | HMO | $5,456.00 | ↑ +1388% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ghs flow volume loop at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $344.68 | $344.68 – $910.00 |
| Ocean University Medical Center | Brick | $340.32 | $66.02 – $408.39 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $344.98 | $69.21 – $610.00 |
| Jersey Shore University Medical Center | Neptune City | $344.68 | $66.02 – $676.00 |
| Palisades Medical Center | North Bergen | $366.72 | $69.21 – $1,815.00 |
| Raritan Bay Medical Center | Perth Amboy | $344.98 | $69.21 – $464.00 |
| Riverview Medical Center | Red Bank | $344.68 | $66.02 – $1,550.00 |
| Southern Ocean Medical Center | Manahawkin | $340.32 | $66.02 – $408.39 |