Chest X-ray at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$96.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.57 with UNITED HEALTHCARE vs $454.36 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $36.57 ↓ -62%
AETNA PPO $60.81 ↓ -37%
AETNA HMO $60.81 ↓ -37%
KARNA MEDICARE ADVANTAGE $61.81 ↓ -36%
AMERIHEALTH LOCAL HMO $67.63 ↓ -30%
AMERIHEALTH REGIONAL HMO $68.80 ↓ -29%
CIGNA HMO $82.54 ↓ -14%
CIGNA PPO $82.54 ↓ -14%
CLOVER MEDICARE ADVANTAGE $89.46 ↓ -7%
AETNA MANAGED MEDICAID $91.95 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $96.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $96.23 ↑ +0%
WELLCARE MANAGED MEDICAID $96.23 ↑ +0%
VACCN ALL PRODUCTS $96.23 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $101.04 ↑ +5%
SEOUL MEDICAL GROUP ALL PRODUCTS $101.89 ↑ +6%
AETNA MEDICARE ADVANTAGE $104.89 ↑ +9%
UNITED HEALTHCARE DSNP $115.47 ↑ +20%
UNITED HEALTHCARE HMO $219.04 ↑ +128%
OXFORD ALL PRODUCTS $219.04 ↑ +128%
HORIZON PIP $323.55 ↑ +236%
HORIZON WORKERS COMP $333.93 ↑ +247%
HORIZON OMNIA $358.88 ↑ +273%
BERGEN RISK ALL PRODUCTS $372.75 ↑ +287%
AETNA ASA $389.15 ↑ +304%
BRIGHTON HEALTH PLAN ALL PRODUCTS $397.60 ↑ +313%
CIGNA BH $397.60 ↑ +313%
MULTIPLAN - PHCS ALL PRODUCTS $422.45 ↑ +339%
HORIZON SHP $426.62 ↑ +343%
HORIZON INDEMNITY $442.33 ↑ +360%
HORIZON HMO $442.63 ↑ +360%
QUALCARE HMO $451.28 ↑ +369%
QUALCARE WORKERS COMP $451.28 ↑ +369%
QUALCARE PPO $451.28 ↑ +369%
HORIZON PPO $454.36 ↑ +372%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Chest X-ray at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $198.80 $72.07 – $72.07
Bayshore Medical Center Holmdel $97.46 $36.57 – $219.04
Hackensack University Medical Center Hackensack $103.69 $27.96 – $250.18
Ocean University Medical Center Brick $96.23 $36.57 – $219.04
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $60.47 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $36.57 – $248.57
Palisades Medical Center North Bergen $103.69 $30.85 – $219.04
Raritan Bay Medical Center Perth Amboy $97.54 $36.57 – $219.04

All New-jersey hospitals for this procedure →