Chest X-ray at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$103.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.85 with HORIZON vs $460.22 with QUALCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON MANAGED MEDICAID $30.85 ↓ -70%
AETNA PPO $51.87 ↓ -50%
AETNA HMO $51.87 ↓ -50%
KARNA MEDICARE ADVANTAGE $64.89 ↓ -37%
AMERIHEALTH LOCAL HMO $67.63 ↓ -35%
AMERIHEALTH REGIONAL HMO $67.69 ↓ -35%
CIGNA PPO $82.54 ↓ -20%
CIGNA HMO $82.54 ↓ -20%
AETNA MANAGED MEDICAID $84.99 ↓ -18%
SEOUL MEDICAL GROUP ALL PRODUCTS $86.48 ↓ -17%
CLOVER MEDICARE ADVANTAGE $89.46 ↓ -14%
VACCN ALL PRODUCTS $103.69 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $103.69 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $103.69 ↑ +0%
WELLCARE MANAGED MEDICAID $103.69 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $103.69 ↑ +0%
HORIZON MEDICARE ADVANTAGE $103.69 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $108.88 ↑ +5%
AETNA MEDICARE ADVANTAGE $113.03 ↑ +9%
UNITED HEALTHCARE HMO $219.04 ↑ +111%
OXFORD ALL PRODUCTS $219.04 ↑ +111%
HORIZON OMNIA $340.05 ↑ +228%
HORIZON WORKERS COMP $342.23 ↑ +230%
BERGEN RISK ALL PRODUCTS $372.75 ↑ +259%
ACTIVECARE FIRST MCO ALL PRODUCTS $372.75 ↑ +259%
HORIZON PIP $372.75 ↑ +259%
BRIGHTON HEALTH PLAN ALL PRODUCTS $397.60 ↑ +283%
HORIZON SHP $407.99 ↑ +293%
HORIZON HMO $420.26 ↑ +305%
MULTIPLAN - PHCS ALL PRODUCTS $422.45 ↑ +307%
HORIZON INDEMNITY $423.54 ↑ +308%
HORIZON PPO $430.90 ↑ +316%
QUALCARE WORKERS COMP $460.22 ↑ +344%
QUALCARE HMO $460.22 ↑ +344%
QUALCARE PPO $460.22 ↑ +344%
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Chest X-ray at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $198.80 $72.07 – $72.07
Bayshore Medical Center Holmdel $97.46 $36.57 – $219.04
Hackensack University Medical Center Hackensack $103.69 $27.96 – $250.18
Ocean University Medical Center Brick $96.23 $36.57 – $219.04
JFK Johnson Rehabilitation Institute (JRI) Edison $97.54 $60.47 – $231.98
Jersey Shore University Medical Center Neptune City $97.46 $36.57 – $248.57
Raritan Bay Medical Center Perth Amboy $97.54 $36.57 – $219.04
Riverview Medical Center Red Bank $97.46 $36.57 – $219.04

All New-jersey hospitals for this procedure →