Ablation cryo pq liver tumor(s) at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$11,378.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,627.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$896.10 with KARNA vs $14,387.12 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $896.10 ↓ -92%
CLOVER MEDICARE ADVANTAGE $2,632.86 ↓ -77%
AETNA MANAGED MEDICAID $2,706.00 ↓ -76%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,998.54 ↓ -74%
HORIZON OMNIA $6,368.00 ↓ -44%
HORIZON SHP $7,264.00 ↓ -36%
HORIZON INDEMNITY $7,867.00 ↓ -31%
HORIZON HMO $7,869.00 ↓ -31%
HORIZON PPO $8,077.00 ↓ -29%
UNITED HEALTHCARE MANAGED MEDICAID $8,615.30 ↓ -24%
HORIZON MANAGED MEDICAID $9,270.59 ↓ -19%
HORIZON PIP $9,522.18 ↓ -16%
HORIZON WORKERS COMP $10,149.00 ↓ -11%
OXFORD ALL PRODUCTS $10,398.33 ↓ -9%
BERGEN RISK ALL PRODUCTS $10,970.25 ↓ -4%
UNITED HEALTHCARE HMO $11,362.25 ↓ -0%
WELLCARE MEDICARE ADVANTAGE $11,378.21 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $11,378.21 ↑ +0%
VACCN ALL PRODUCTS $11,378.21 ↑ +0%
WELLCARE MANAGED MEDICAID $11,378.21 ↑ +0%
AETNA ASA $11,452.94 ↑ +1%
CIGNA BH $11,701.60 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $11,947.12 ↑ +5%
AETNA MEDICARE ADVANTAGE $12,402.25 ↑ +9%
MULTIPLAN - PHCS ALL PRODUCTS $12,432.95 ↑ +9%
AMERIHEALTH LOCAL HMO $12,702.09 ↑ +12%
CIGNA HMO $13,148.21 ↑ +16%
CIGNA PPO $13,148.21 ↑ +16%
BRIGHTON HEALTH PLAN ALL PRODUCTS $13,164.30 ↑ +16%
AETNA PPO $13,167.23 ↑ +16%
AETNA HMO $13,167.23 ↑ +16%
QUALCARE PPO $13,281.32 ↑ +17%
QUALCARE HMO $13,281.32 ↑ +17%
QUALCARE WORKERS COMP $13,281.32 ↑ +17%
UNITED HEALTHCARE DSNP $13,653.86 ↑ +20%
AMERIHEALTH REGIONAL HMO $14,387.12 ↑ +26%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Ablation cryo pq liver tumor(s) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $11,523.76 $11,523.76 – $13,828.52
Hackensack University Medical Center Hackensack $12,260.88 $920.52 – $12,873.92
Ocean University Medical Center Brick $11,378.21 $896.10 – $13,653.86
JFK Johnson Rehabilitation Institute (JRI) Edison $11,533.76 $920.52 – $11,533.76
Jersey Shore University Medical Center Neptune City $11,523.76 $896.10 – $13,828.52
Palisades Medical Center North Bergen $12,260.88 $920.52 – $13,364.36
Raritan Bay Medical Center Perth Amboy $11,533.76 $920.52 – $13,840.51
Riverview Medical Center Red Bank $11,523.76 $896.10 – $13,828.52

All New-jersey hospitals for this procedure →