Ablation cryo pq liver tumor(s) at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$11,378.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$14,627.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$896.10 with KARNA vs $14,235.00 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $896.10 ↓ -92%
AETNA MANAGED MEDICAID $2,077.03 ↓ -82%
CLOVER MEDICARE ADVANTAGE $2,632.86 ↓ -77%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,837.64 ↓ -75%
HORIZON OMNIA $6,347.00 ↓ -44%
HORIZON SHP $7,307.00 ↓ -36%
OXFORD - JRI@OUMC ALL PRODUCTS $7,357.38 ↓ -35%
HORIZON HMO $7,840.00 ↓ -31%
HORIZON INDEMNITY $7,920.00 ↓ -30%
HORIZON PPO $8,045.00 ↓ -29%
UNITED HEALTHCARE - JRI@OUMC ALL PRODUCTS $8,176.49 ↓ -28%
AETNA PPO $8,419.00 ↓ -26%
AETNA HMO $8,419.00 ↓ -26%
UNITED HEALTHCARE MANAGED MEDICAID $8,615.30 ↓ -24%
HORIZON MANAGED MEDICAID $8,700.14 ↓ -24%
CIGNA HMO $9,178.00 ↓ -19%
OXFORD ALL PRODUCTS $9,618.72 ↓ -15%
UNITED HEALTHCARE HMO $10,080.93 ↓ -11%
HORIZON WORKERS COMP $10,149.00 ↓ -11%
ACTIVECARE FIRST MCO ALL PRODUCTS $10,238.90 ↓ -10%
INTERGROUP SHARED SAVINGS $10,238.90 ↓ -10%
INTERGROUP WORKERS COMP $10,238.90 ↓ -10%
AMERIGROUP MEDICARE ADVANTAGE $10,411.22 ↓ -8%
HORIZON MEDICARE ADVANTAGE $10,411.22 ↓ -8%
VACCN ALL PRODUCTS $10,411.22 ↓ -8%
WELLCARE MANAGED MEDICAID $10,411.22 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $10,411.22 ↓ -8%
AETNA MEDICARE ADVANTAGE $10,411.22 ↓ -8%
CIGNA PPO $10,771.00 ↓ -5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $10,931.78 ↓ -4%
BERGEN RISK ALL PRODUCTS $10,970.25 ↓ -4%
HORIZON PIP $11,306.67 ↓ -1%
QUALCARE HMO $11,365.18 ↓ -0%
QUALCARE PPO $11,365.18 ↓ -0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $11,378.21 ↑ +0%
AETNA ASA $11,452.94 ↑ +1%
PRIME HEALTH WORKERS COMP $11,701.60 ↑ +3%
PRIME HEALTH AUTO INSURANCE $11,701.60 ↑ +3%
MULTIPLAN - PHCS ALL PRODUCTS $12,432.95 ↑ +9%
AMERIHEALTH LOCAL HMO $12,567.52 ↑ +10%
QUALCARE WORKERS COMP $12,871.76 ↑ +13%
BRIGHTON HEALTH PLAN ALL PRODUCTS $13,164.30 ↑ +16%
UNITED HEALTHCARE DSNP $13,653.86 ↑ +20%
AMERIHEALTH REGIONAL HMO $14,235.00 ↑ +25%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Ablation cryo pq liver tumor(s) at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $11,523.76 $11,523.76 – $13,828.52
Hackensack University Medical Center Hackensack $12,260.88 $920.52 – $12,873.92
JFK Johnson Rehabilitation Institute (JRI) Edison $11,533.76 $920.52 – $11,533.76
Jersey Shore University Medical Center Neptune City $11,523.76 $896.10 – $13,828.52
Palisades Medical Center North Bergen $12,260.88 $920.52 – $13,364.36
Raritan Bay Medical Center Perth Amboy $11,533.76 $920.52 – $13,840.51
Riverview Medical Center Red Bank $11,523.76 $896.10 – $13,828.52
Southern Ocean Medical Center Manahawkin $11,378.21 $896.10 – $13,653.86

All New-jersey hospitals for this procedure →