Low cost skin substitute app at Monmouth Medical Center

300 2nd Ave, Long Branch, NJ · RWJBarnabas Health · · NPI 1609983790

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$934.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,270.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$143.93 with Horizon Blue Cross Blue Shield of New Jersey vs $12,565.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $143.93 ↓ -85%
United Healthcare Community Plan $1,061.09 ↑ +14%
Fidelis Care NJ Family Care $1,081.59 ↑ +16%
Aetna Better Health $1,162.29 ↑ +24%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $2,024.70 ↑ +117%
Humana Medicare $2,024.70 ↑ +117%
Aetna Medicare $2,024.70 ↑ +117%
Wellpoint Medicare Advantage $2,024.70 ↑ +117%
Clover Health Medicare Advantage $2,024.70 ↑ +117%
Fidelis Care Medicare Advantage $2,024.70 ↑ +117%
Amerihealth Local Value $2,390.77 ↑ +156%
Wellpoint NJ Family Care $2,433.90 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Omnia $2,460.37 ↑ +163%
First Health Commercial $2,562.00 ↑ +174%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $2,795.56 ↑ +199%
Amerihealth Regional Preferred $2,815.63 ↑ +201%
Horizon Blue Cross Blue Shield of New Jersey Managed $2,962.52 ↑ +217%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $2,990.70 ↑ +220%
Qualcare Inc HMO/POS $3,279.36 ↑ +251%
United Healthcare Oxford Metro $3,417.00 ↑ +266%
Qualcare Inc PPO/WC $3,497.13 ↑ +274%
Emblem Health Commercial $3,543.23 ↑ +279%
United Healthcare Nexus $3,845.00 ↑ +312%
United Healthcare Oxford Commercial $4,020.00 ↑ +330%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $4,020.20 ↑ +330%
Wellcare Ambetter Health Commercial $4,029.15 ↑ +331%
Horizon Blue Cross Blue Shield of New Jersey PIP $4,129.51 ↑ +342%
United Healthcare Commercial $4,523.00 ↑ +384%
Aetna HMO $5,153.00 ↑ +452%
Aetna PPO $5,153.00 ↑ +452%
Cigna Local Plus $9,389.00 ↑ +905%
Cigna HMO $11,930.00 ↑ +1177%
Cigna PPO $12,565.00 ↑ +1245%

Visitor-reported prices

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Low cost skin substitute app at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $904.81 $72.84 – $4,104.50
Community Medical Center Toms River $885.59 $74.60 – $3,978.27
Clara Maass Medical Center Belleville $1,084.80 $71.96 – $4,083.98
Newark Beth Israel Medical Center Newark $889.44 $132.08 – $4,104.50
Jersey City Medical Center Jersey City $887.30 $78.98 – $4,286.88
JFK Johnson Rehabilitation Institute (JRI) Edison $2,026.46 $87.76 – $2,026.46
Jersey Shore University Medical Center Neptune City $2,024.70 $2,024.70 – $2,429.64
Palisades Medical Center North Bergen $2,154.21 $2,154.21 – $2,348.09

All New-jersey hospitals for this procedure →